Empty Property Loans

We understand the expense of renovating your empty property and we work with you to take the stress out of funding your project.

If your application is successful, we guarantee your credit or financial situation will not mean an increased interest rate. Everyone receives the same interest rate, whether you borrow £1,000 to £15,000 or more, and no matter what your circumstances.

Talk to us today to find out if you are likely to be eligible for a loan. This won’t impact your credit rating and we will talk you through how much you could borrow, the loan best suited to your project and the application process.

Loan Features

Borrow from £1,000 to £15,000
Over £15,000 also available (subject to your local council policy)
Up to 15-year repayment period for our capital repayment loans
No early repayment charges
Flexibility to overpay £100 or more off your loan at any time
Choose your own contractor
Fixed interest rate
Typical 4.2% APR

Typical Example

How much would you like to borrow?

MIN £1,000 MAX £20,000

Over what period of time?

MIN 1 year MAX 10 years

Important – The maximum loan amount available and loan term will depend on your council area and the relevant council policy. For instance, some councils allow £30,000 or more per empty property depending on the project needs. The above figures are for information only. Please contact us to discuss maximum loan amounts and terms available in your area.

Loans are typically protected by a Title Restriction at the Land Registry for which there is a £20.00 fee. This means that you may not be able to sell your home without our permission unless the loan is fully repaid.

There are no early repayments charges. Interest is calculated daily and you can make overpayments of £100 or more at any time during your loan term.