How to access grants and loans for adapting your home to suit your physical needs
July 11 2023
Local Councils across the UK provide Disabled Facilities Grants to eligible applicants. We encourage anyone looking to make adaptations to their home to first speak to their local Occupational Health team to see what grants are available in your area, and to check your eligibility.
Sometimes, homeowners may be eligible for a grant which covers part of the cost of the adaptation works but not the full cost. Our Disability Adaption Loans could help in these situations.
Local councils disabled facilities grants do not cover ‘future needs’, and sometimes we find people are looking to make adaptations to avoid future challenges. Our Disability Adaption Loans could help with this (subject to your local council policy, which we can discuss with you in more detail).
Mark, one of our clients said: “I recommend Lendology to anybody, the service is second to none. This help has given me my life. I’m comfortable, at home with my family – what more can I say than it’s superb all rounds!” – view the full case study below!
Our website has a lot of useful information, including our loan calculator, to help calculate the monthly repayment on a capital repayment loan. Remember, everyone receives a fixed interest rate of 4% (Representative 4.2% APR) no matter how much you borrow or your financial circumstances. Unlike many other lenders, this means that you will know at the time of applying exactly what the interest rate you are offered will be.
Representative Example (4% fixed interest rate, Representative 4.2% APR)
Loans are subject to status and are typically protected by a Title Restriction.
Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC. Missing payments could affect your credit rating and ability to obtain credit in the future.
For a free, no-obligation assessment or for more information, call Lendology on 01823 461099 or apply now: https://www.lendology.org.uk/apply-now
