First time buyer loans

Exciting times, your offer has been accepted and your mortgage is in place. If you’re almost there but need some help on the final stretch, we may be able to help.

Apply for a decision in principle today and don’t worry, it won’t impact your credit score.

Apply today

With no criteria on the type of property you’re buying, our first-time buyer loan can help you start your journey as a homeowner.

What do you need?

If you are looking at buying your first home, but need an extra cash injection to realise your dream, our first time buyer loan scheme may be the answer you have been looking for.

Apply for a decision in principle today and don’t worry, it won’t impact your credit score.

Apply today

  • Solicitors fees
  • Moving costs
  • Repairs and renovations

Who can apply?

If you have saved towards your first home but have a shortfall in funding, our first time buyer loan may be able to support you. The loans can be used to top-up a deposit or cover the costs of moving such as solicitors fees or repairs to your first home.

Apply for a decision in principle today and don’t worry, it won’t impact your credit score.

Apply today

  • Live or work in North Somerset
  • Live or work in Somerset West & Taunton
  • Live or work in Sedgemoor
  • Self-employed

What do we offer?

With fixed interest, no early repayment charges and the option to make overpayments at any time, our flexible loan scheme can be tailored to help you with the final stretch if you’re buying your first home.

Apply for a decision in principle today and don’t worry, it won’t impact your credit score.

Apply today

  • Borrow between £1,000 – £10,000
  • Typical 4.2% APR
  • Up to 10-year repayment term
  • No early repayment charges
  • Flexibility to make overpayments of £100 or more

Loan Calculator

Typical example. 4% interest fixed (typical 4.2% APR)

How much would you like to borrow?

Over what period of time?

Monthly payment

£0

Land registry fee

£20

Interest payable

£0

Total amount payable

£0

Apply today, it won’t impact your credit score

Apply today

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