Established in 2003, we have lent over £27 million on behalf of our council partners.
Established in 2003, we have lent over £27 million on behalf of our council partners.
Exciting times, your offer has been accepted and your mortgage is in place. If you’re almost there but need some help on the final stretch, we may be able to help.
Representative Example (4% fixed interest rate, Representative 4.2% APR).
Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC. Missing payments could affect your credit rating and ability to obtain credit in the future.
Loans are subject to status and are typically protected by a Title Restriction.
To discuss your circumstances and eligibility, please contact us.
If you are looking at buying your first home, but need an extra cash injection to realise your dream, our first time buyer loan scheme may be the answer you have been looking for.
See if you could be eligible – apply today.
If you have saved towards your first home but have a shortfall in funding, our first time buyer loan may be able to support you. The loans can be used to top-up a deposit or cover the costs of moving such as solicitors fees or repairs to your first home.
Find out if a loan could be right for you.
With fixed interest, no early repayment charges and the option to make overpayments at any time, our flexible loan scheme can be tailored to help you with the final stretch if you’re buying your first home.
Check your options and get started today.
We understand that talking about money and applying for finance can be tricky, and we will work with you every step of the way.
We are happy to work with family members/supporting agencies if you would like help along the application process, however we will need your consent to doing so before we can speak to someone other than yourself. For customers identified as needing more support, we can arrange a face-to-face visit if needed. Your Case Manager is here to help and are fully trained to understand a wide range of financial circumstances.
Fill out our Application Form here or call us on 01823 461099 to complete an application over the phone. Want to find out more first? Complete our Contact Us Form to request a call back. A member of our team will get in touch within 2 working days.
Check your email for instructions to securely upload bank statements via Open Banking for an affordability check.
We’ll assess your application, run an affordability check, and conduct a credit search to confirm loan affordability. If we can’t provide a loan, we’ll do our best to signpost you for other support.
After our assessment, you’ll receive a personalised, conditional offer valid for six months—giving you plenty of time to make decisions that work best for you.
Once you’ve selected a contractor, share your quotes with us to move forward with the loan.
We’ll finalise the loan amount based on your quotes and send a Loan Agreement for you to review and sign.
With everything in place, you’re ready to begin your project! We can arrange deposits up front if required.
Once the work is completed, simply send us a copy of your contractor’s invoice, and we’ll release your funds to your nominated account.
Because our loans are funded by local councils, what’s on offer may vary depending on where you live. Choose your local council to check your eligibility and get started.
(5 out of 5)
“I would highly recommend Lendology. They are so helpful and knowledgeable. Just brilliant.“
...Mr and Mrs S, Melksham
(5 out of 5)
“I would say go ahead; you are the best. Very understanding and fast. I was very much at loss and would tell everyone to come...
Mrs A, Okehampton
(5 out of 5)
“I am very grateful to Ellie for making the whole process easy to understand and process; because of Lendology my quality of life is transformed...
Miss T, Bideford
(5 out of 5)
“Your service is invaluable to someone like me on limited means and with no savings. Thank you.“
...Mrs C, Bovey Tracey
(5 out of 5)
“Excellent. Very professional and incredibly helpful. My faith in mankind has been restored.“
...Mr and Mrs G, Thornbury
(5 out of 5)
“Very grateful for the kind and efficient help.“
...Mr M, Dartmouth
Local Council Home Loans. Your Community Lender.
Heatherton Park Studios
Bradford on Tone
Taunton
Somerset TA4 1EU
Lendology CIC is a community interest company limited by guarantee, registered in England, company number 4512225.
Registered address: Heatherton Park Studios, Bradford on Tone, Taunton TA4 1EU. Lendology CIC is authorised and regulated by the Financial Conduct Authority (675263) for credit regulated activities.
