How to apply

Complete our Online Application Form and your dedicated Case Manager will review your application and contact you within 2 working days. Our Case Managers are fully qualified to industry standards to support you with your loan application.

There is no obligation to proceed with a loan. To find out more details relating to your council scheme, visit our Partner Pages.

Apply for a decision in principle today.

Apply today

Representative Example (4% fixed interest rate, Representative 4.2% APR).

Loans are subject to status and are typically protected by a Title Restriction.

Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC. Missing payments could affect your credit rating and ability to obtain credit in the future.

We understand that talking about money and applying for finance can be tricky, and we will work with you every step of the way.

The Application Process

  1. Submit your application. Fill out our Application Form here or call us on 01823 461099 to complete an application over the phone. Want to find out more first? Complete our Contact Us Form to request a call back. A member of our team will get in touch within 2 working days.
  2. Connect with Open Banking. Check your email for instructions to securely upload bank statements via Open Banking for an affordability check.
  3. Application Review. We’ll assess your application, run an affordability check, and conduct a credit search to confirm loan affordability.If we can’t provide a loan, we’ll do our best to signpost you for other support.
  4. Receive Your Offer. After our assessment, you’ll receive a personalised, conditional offer valid for six months—giving you plenty of time to make decisions that work best for you.
  5. Submit Your Quotes. Once you’ve selected a contractor, share your quotes with us to move forward with the loan.
  6. Finalise Your Loan. We’ll finalise the loan amount based on your quotes and send a Loan Agreement for you to review and sign.
  7. Get Started. With everything in place, you’re ready to begin your project! We can arrange deposits up front if required.
  8. Receive Your Funds. Once the work is completed, simply send us a copy of your contractor’s invoice, and we’ll release your funds to your nominated account.

We are happy to work with family members/supporting agencies if you would like help along the application process, however we will need your consent to doing so before we can speak to someone other than yourself. For customers identified as needing more support, we can arrange a face-to-face visit if needed. Your Case Manager is here to help and are fully trained to understand a wide range of financial circumstances.

Loan Calculator

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Land registry fee

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Apply today, to discuss your circumstances and eligibility

Apply today

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