How to apply

Our Case Managers are fully qualified to industry standards to support you with your loan application. Applying for a loan will not impact your credit score, and people make decisions for people.

There is no obligation to proceed with a loan. To find out more about our range of loan schemes, visit our loan pages.

Apply for a decision in principle today and don’t worry, it won’t impact your credit score.

Apply today

Representative Example (4% fixed interest rate, Representative 4.2% APR).

Loans are subject to status and are typically protected by a Title Restriction.

Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC. Missing payments could affect your credit rating and ability to obtain credit in the future.

Online Application

You are welcome to complete an application form online and your dedicated Case Manager will review your application and contact you within 2 working days.

Telephone Application

If you would like to complete your loan application over the phone, please call us on 01823 461099. Our offices are open 8.30am to 5.00pm Monday to Friday

Documents to Support your Application

Having your documentation ready when applying can avoid delays, however, you are welcome to have a chat with us first to understand if we could potentially lend and what a loan would look like for you, before submitting your documents for verification. We have the option for you to use OpenBanking to support your application, which is a simple, secure way to share your financial information with us. 

Your Case Manager will provide a list of documents we require to process your application. This would usually include: 

  1. Bank Statements. If you bank online or via app, you have the option to send your statements via OpenBanking powered by our partner, Plend. Alternatively, you can send us two months worth of bank statements which must include your name and address. Unfortunately, we cannot accept screenshots of banking transactions. If you no longer receive paper bank statements, you can download full statements from your online account or app.  
  2. If you have a Mortgage or Lifetime Mortgage, we will require a copy of your mortgage statement. This must be dated within the last 12 months and show your name and address, repayment method and remaining term. If you have bought your property within the last 12 months, we can accept the mortgage offer letter.
  3. Credit Card and Loan Statements. If you have any credit cards or loans, we will require copies of your statements, dated within the last 3 months and showing your name and address.  If your credit account is managed online, your credit provider should have the option to download a full statement to assist you with providing us with this information.
  4. Quote for the works required to your home. As we lend council funds, we do need copies of the quotes for all of the works you are completing at your home, along with invoices once the works have been completed.  Some people like to speak to us to see how much they could borrow before getting quotes for the works; this is absolutely fine!

Request a Call Back

If you would like to speak to a member of our team before applying for a loan, or if you would like to complete an application over the phone, you can call us on 01823 461099 or complete our online form.  A member of our team will call you within 2 working days.

We are happy to work with family members/supporting agencies if you would like help along the application process, however we will need your consent to doing so before we can speak to someone other than yourself. For customers identified as needing more support, we can arrange a face-to-face visit if needed. Your Case Manager is here to help, and are fully trained to understand a wide range of financial circumstances. 

We understand that talking about money and applying for finance can be tricky, and we work you every step of the way. 

Loan Calculator

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Apply today, it won’t impact your credit score

Apply today

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