“Who knew the council had loans for homeowners? I certainly didn't! But I am glad I found out about the home improvement loan scheme through a friend. I was able to borrow £3,600 to replace my windows and guttering and will have manageable monthly repayments. My old windows were old, some didn't close properly and even more worryingly, some didn't open. Luckily, I knew a local window company, a one man band really, and got a reasonable quote for the work. Applying for the loan was straightforward and my adviser explained everything to me fully. Although I have some savings, using the loan to spread repayments of my home repairs means I have peace of mind knowing I have an ‘emergency fund’”.
Mrs W, Devon.

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