Merton Home Energy Efficiency Loan

If you are looking for funding for solar panels and battery storage, heat pump or other renewable energy solutions for your home, discover council funded loans. We recommend that you carry out an independent retrofit assessment to find out which works are suitable for your home and budget.

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What we offer

With fixed interest, no early repayment charges and the option to make overpayments at any time, our flexible loan scheme can be tailored to suit your individual circumstances.

Apply for a decision in principle today.

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  • Borrow up to £20,000
  • Fixed interest rate
  • Representative 5.7% APR
  • No early repayment charges
  • Flexibility to make overpayments
  • Up to 10 year repayment period

Type of works

If you are a homeowner looking to finance repairs to your home, our home improvement loan could be the answer you have been looking for.

Apply for a decision in principle today.

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  • Solar Panels
  • Air Source Heat Pumps
  • Battery Storage
  • Double or Triple Glazed Windows
  • Floor, Wall, Loft or Roof Insulation

Who can apply?

Our lending decisions are made by people, not computers.

Lendology work in partnership with local councils to lend to eligible homeowners. Each local council has its own policy for interest rates and types of works. To discuss your circumstances and eligibility.

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  • Homeowner
  • No upper age limit
  • Poor credit history
  • Retirees
  • In receipt of benefits
  • Employed & Self-employed

Loan Calculator

Your council

How much would you like to borrow?

Over what period of time?

Interest rate

0%

Monthly payment

£0

Land registry fee

£20

Interest payable

£0

Total amount payable

£0

Lendology collaborates with The London Borough of Merton, focusing on Renewable Energy and Energy Efficiency initiatives for homeowners across the Borough.

Together, we’re enabling Merton residents to finance retrofit measures, prioritise energy efficiency upgrades, and adopt sustainable technologies like solar panels, solar battery storage, and energy-efficient heating solutions such as heat pumps.

This partnership ensures that council funds are used efficiently, creating a sustainable cycle of capital for the benefit of residents in Merton, and the environment.

The interest rate is set annually by the council. The current interest rate for homeowners in Merton is 5.5%. Everyone living in this area will receive the same interest rate, regardless of the loan amount, loan term or personal circumstances. The interest rate is fixed for the term of the loan.

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Energy Efficiency Loans

Whether you are looking to improve the energy performance of your property, or reduce your carbon footprint, our energy loan scheme may be the answer you have been looking for.

In Merton, we provide finance of up to £20,000 for energy efficiency.

Apply today

Renewable Energy Loans

If you are looking for funding for solar panels and battery storage, heat pump or other renewable energy measure for your home, a Lendology loan may be a good solution to support you with spreading the cost.

In Merton, we provide finance of up to £20,000 for renewable energy.

Apply today

Other useful information

Thinking Works provides Winter Warmth home visiting and telephone advice services, helping to tackle fuel poverty.

To find more support with the following, please visit our Useful Information page

  • Finding Contractors
  • Money Advice
  • Energy Advice
  • Support for People over 55
  • Future Planning and Probate
  • Planning Portal

Apply today, it won’t impact your credit score

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