Home Improvement and Energy Efficiency Loans in West Devon

Lendology CIC has been working in partnership with West Devon Borough Council since 2005. Currently, we are not accepting new loan applications. We will update our website when applications are being processed again.

Alternatively, you can complete an Application Form to register your interest, and we will contact you when we are able to assess your application. If, by April 2025 we are not able to complete an assessment, we will contact you to let you know.

What we offer

With fixed interest, no early repayment charges and the option to make overpayments at any time, our flexible loan scheme can be tailored to suit your individual circumstances.

Apply for a decision in principle today.

Apply today

Borrow up to £15,000
Representative 4.2% APR
Fixed interest rate
No early repayment charges
Flexibility to make overpayments
Up to 15 year repayment period

Type of works

If you are a homeowner looking to finance repairs to your home, our home improvement loan could be the answer you have been looking for.

Apply for a decision in principle today.

Apply today

Home improvement
Energy efficiency
Renewables
Empty property
Bulk buy fuel
Park homes

Who can apply?

Our lending decisions are made by people, not computers.

Lendology work in partnership with local councils to lend to eligible homeowners. Each local council has its own policy for interest rates and types of works. To discuss your circumstances and eligibility.

Apply today

Homeowner
Private Landlord
No upper age limit
Poor credit history
Retirees
In receipt of benefits
Employed & Self-employed

Representative Example (4% fixed interest rate, Representative 4.2% APR).

Loans are subject to status and are typically protected by a Title Restriction.

Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC. Missing payments could affect your credit rating and ability to obtain credit in the future.

Loan Calculator

Apply today

Your council

How much would you like to borrow?

Over what period of time?

The above example is for indication purposes only. Eligibility for all loans depends on your individual circumstances and your local council’s policy.

There are no early repayment charges. Interest is calculated daily and you can make overpayments at any time during your loan term.

Loans are subject to status and are typically protected by a Title Restriction against your property at the Land Registry. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee.

Missing payments could affect your credit rating and ability to obtain credit in the future.

Interest rate

0%

Monthly payment

£0

Land registry fee

£20

Interest payable

£0

Total amount payable

£0

“I would say go ahead; you are the best. Very understanding and fast. I was very much at loss and would tell everyone to come to you.“

Mrs A, Okehampton

Working in partnership with West Devon Borough Council

We have worked in partnership with West Devon Borough Council since 2008. In that time, we have lent to homeowners across the district to fund home repairs, home improvements and home energy efficiency measures. Lending council funds ensures a recycling pot of capital, which is repaid and can be lent again. Lendology’s loans for home repairs and renewable energy loans are delivered for people, by people.

The interest rate is set annually by the council. The current interest rate for homeowners in West Devon is 4%. Everyone living in this area will receive the same interest rate, regardless of the loan amount, loan term or personal circumstances. The interest rate is fixed for the term of the loan.

Apply today

Home Improvement Loans

If you are a homeowner looking to make essential home repairs, our home improvement loan scheme may be the answer you have been looking for.

In West Devon, we provide finance for home repairs of up to £15,000.

Apply today

Energy Efficiency Loans

Whether you are looking to improve the energy performance of your property, or reduce your carbon footprint, our energy loan scheme may be the answer you have been looking for.

In West Devon, we provide finance of up to £15,000 for energy efficiency.

Apply today

Renewable Energy Loans

If you are looking for funding for solar panels and battery storage, heat pump or other renewable energy measure for your home, a Lendology loan may be a good solution to support you with spreading the cost.

In West Devon, we provide finance of up to £15,000 for renewable energy.

Apply today

Disability Adaptation Loans

If you are currently receiving a Disabled Facilities Grant supported by West Devon Council and need to contribute to the overall cost of the adaptation, you might qualify for a Lendology loan.

In West Devon, we offer financing options of up to £15,000 specifically for enhancing disabled facilities in your property.

Apply today

Landlord Loans

If you are looking to improve your buy-to-let property in West Devon, we provide finance of up to £15,000.

Apply today

Empty Property Loans

It is likely that your empty property is costing you money, and securing finance can be challenging due to the condition of your property. We lend on a wide variety of properties and renovation projects.

In West Devon, we can provide finance up to £15,000 for empty properties.

Apply today

Bulk Buy Fuel Loans

To help spread the cost of bulk buying home heating for people living in off-gas homes, West Devon Borough Council also offer a bulk buy fuel loan scheme.

Support in my local area

Energy advice

For free impartial home energy advice and support with grant funding, contact Tamar Energy Community.

To access free support for home energy advice, connect with LEAP‘s network of referral organisations, including local food banks, Citizens Advice, health clinics, rent or housing officers, and local authorities.

Fire Safety Home Checks

Home safety visits | Devon and Somerset Fire and Rescue Service

Databases of Local Support Services and Groups

Pinpoint Devon is a useful online source to find help and support services and providers across Devon.

Other useful information

To find more support with the following, please visit our Useful Information page

Finding Contractors
Money Advice
Energy Advice
Support for People over 55
Future Planning and Probate
Planning Portal

Apply today, to discuss your circumstances and eligibility

Apply today

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T: 01823 461099

Heatherton Park Studios
Bradford on Tone
Taunton, Somerset, TA4 1EU

loans@lendology.org.uk

Lendology CIC is a community interest company limited by guarantee, registered in England, company number 4512225.

Registered address: Heatherton Park Studios, Bradford on Tone, Taunton TA4 1EU. Lendology CIC is authorised and regulated by the Financial Conduct Authority (675263) for credit regulated activities.