Keeping your home warm in winter and cool in summer doesn’t have to cost the earth. One of the simplest and most effective ways to cut energy bills and save money is by improving your insulation. It’s a small change that can make a big difference.
Why Insulation Matters
Did you know your home could be losing up to a third of its heat through the walls and roof alone? That’s a lot of warmth, and money, slipping away. Without proper insulation, you might be paying more than you need to just to stay comfortable.
By correctly insulating your home, you help trap the heat inside during the colder months and keep it out when it’s warm. That means you rely less on heating and cooling systems, making your home more energy-efficient—and your bills more manageable.
How Insulation Saves You Money
Wondering how insulation saves money? Here’s how:
- Lower Energy Bills – When your home holds onto heat more effectively, you won’t need to crank up the heating in winter or rely as much on fans in summer. That leads to real savings.
- Long-Term Value – Insulation isn’t a quick fix—it lasts for decades. Over time, the energy savings often outweigh the initial costs.
- Less Strain on Your Heating System – When your home stays warmer for longer, your boiler or heating system doesn’t have to work as hard, which can reduce wear and tear and even extend its life.
Types of Insulation to Consider
You don’t have to insulate every part of your home at once. Start with what makes the biggest difference:
- Loft Insulation – Stops warm air escaping through your roof.
- Wall Insulation – Keeps the heat inside, especially important for older homes with solid walls.
- Floor Insulation – Stops warmth being lost through the ground floor.
- Draught Proofing – Simple measures like sealing gaps around windows and doors can make your home feel noticeably warmer.
Insulation and the Environment
Insulating your home doesn’t just save you money, it also helps reduce your carbon footprint. By using less energy to heat or cool your home, you’re helping to cut down on overall energy demand and greenhouse gas emissions. That’s got to be worth investing in, right?
A Positive Step for Local Communities
When households improve energy efficiency, the benefits reach beyond the front door. Warmer homes help build healthier, more sustainable communities. That’s why we’re proud to work with local councils to offer access to accessible, responsible finance for home energy improvements.
Lendology make lending decisions for people, by people, supporting homeowners with council-backed loans that make it easier to invest in your home’s future.
Start Saving Today
Insulation is a smart, simple step towards a warmer home. If you’re thinking about making energy-saving improvements, discover what you are eligible for by visiting our partners page and finding your council. We’re here to help.
We recommend that you carry out an independent retrofit assessment to find out which works are suitable for your home and budget.
Representative Example (4% fixed interest rate, Representative 4.2% APR).
Loans are subject to status and are typically protected by a Title Restriction. Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC. Missing payments could affect your credit rating and ability to obtain credit in the future.
