The climate emergency and the rising cost of energy is causing us all to worry about the future of our planet and our household budgets. Lendology is proud to be able to offer Energy Efficiency Loans to help you make your property more environmentally friendly.
Apply for a decision in principle today and don’t worry, it won’t impact your credit score.
Loans are subject to status and are typically protected by a Title Restriction.
Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC. Missing payments could affect your credit rating and ability to obtain credit in the future.
We provide finance to a wide range of people, including those who may be excluded from mainstream finance providers. We really are here for all homeowners.
If you’re unsure where to start in making your home more energy efficient, The Energy Saving Trust is a great place to start and The Centre for Sustainable Energy is a local, not-for-profit providing free, impartial advice.
Whether you are looking to invest in renewable energy technology or make energy savings measures to your home, our energy efficiency loan could be the answer you have been looking for.
Apply for a decision in principle today and don’t worry, it won’t impact your credit score.
Our lending decisions are made by people, not computers. This means that we can lend to a broad range of homeowners. Our advisers take the time to understand your unique financial circumstances, both now and into the future. We can take Renewable Heat Incentive payments into account as income for the purposes of your loan assessment, and are often able to top-up grant funding where there is a shortfall.
Apply for a decision in principle today and don’t worry, it won’t impact your credit score.
With fixed interest, no early repayment charges and the option to make overpayments at any time, our flexible loan scheme can be tailored to suit your individual circumstances. We really are here for all homeowners.
Apply for a decision in principle today and don’t worry, it won’t impact your credit score.
Interest rate
0%
Monthly payment
£0
Land registry fee
£20
Interest payable
£0
Total amount payable
£0
We are always happy to answer any questions you have about our energy efficiency loans, or any of our other loan schemes. If our Frequently Asked Questions do not answer your query, please contact us and a member of our team can support you.
Lendology requires a Title Restriction as we lend local council funds to homeowners. The local council require repayment of the loan should the loan property be sold during the loan term. The Restriction is only in place whilst there is a balance due on the loan. When you have repaid your loan in full, we will deal with the removal of the Title Restriction at the Land Registry. There is no fee or charge for this.
If during the loan term you decide to sell or transfer the ownership of your home, your legal representative will write to us and request a loan balance on the date of sale, and we will remove the Title Restriction when the balance of the loan has been received.
Our Title Restriction means that if the loan balance is still outstanding when you sell your property, Lendology will require its funds returned as part of this process. Your legal representative will write to us and request a loan balance on the date of sale, and we will remove the Title Restriction when the balance of the loan has been received.
If you are re-mortgaging your home, your legal representative will contact us for our consent. We consider each case on a case-by-case basis and are likely to approve your re-mortgage if your new mortgage is similar to your previous mortgage when you took your Lendology loan. If we do not consent to your re-mortgage, we will confirm to your legal representative the loan balance required to settle the loan.
We will never ask you to sell your property in order to repay the loan.
Lendology, working in collaboration with your local council, help homeowners to spread the cost of energy efficient changes to their properties. The UK government is striving to lower the level of carbon emissions which our homes release. To do so, the EPC (Energy Performance Certificate) rating of rental and domestic properties will need to be improved.
Lendology support homeowners to improve the energy performance of their homes by offering an energy efficient loan to spread the cost of installing renewable heating systems or improving the energy efficiency of your home.
You may be considering installing a ground or air source heat pump, solar panels or a biomass heating system. Or, you may be keen to change your windows to double or triple glazing, or increasing the insulation of your walls or loft space. All of these measures are likely to increase the Energy Performance of your home.
Whether you are looking to invest in renewable energy technology or make energy saving measures to your home, our energy efficient loan scheme for homeowners could help towards funding these changes. Together, we can support you to lower your carbon footprint, reduce heat loss and potentially add value to your home or make it easier to rent out.
If you have already secured government grant funding towards your home improvements or renewable heating solutions, we are pleased to be able to offer top-up loans for any shortfall in funding.
The Government is currently running a Boiler Upgrade Scheme to support eligible homeowners and landlords to reduce the cost of air source, ground source or biomass boilers.
Your local energy group can provide advice on other grants and schemes to support reducing the cost of heating your home and investing in renewable technologies. Find details of your local energy group on our local council partner page. Many of these organisations are now providing subsidised retrofit advice services, which can support you with understanding your current home and how to plan your retrofit project.
Applying for an energy efficiency loan with Lendology couldn’t be simpler. Apply online or give a member of our team a call to chat through your project and finance needs.. Lendology provides loans to a broad range of homeowners and we do not discriminate against age, the self-employed or those receiving benefits. Plus, we guarantee that applying for one of our loans will not affect your credit score.
Lendology provide a fixed interest rate so there are no surprises with your monthly loan payments. If you should wish to pay the loan off early we welcome overpayments and there are no extra charges in doing so. Lendology is proud to say that all of our energy efficient loans are approved by humans, not credit scores.
