Energy efficiency loans

Making your home energy efficient will not only reduce your bills and save you money, but is also good for the planet. An energy efficient home can lower your carbon footprint, reduce heat loss and potentially increase the value of your home. Renewable energy isn’t the only solution and making smaller energy improvements to your home can also create a big difference.

Apply for a decision in principle today and don’t worry, it won’t impact your credit score.

Apply today

If you have secured grant funding towards the cost of energy efficiency improvements or renewable heating solutions, our loans can be used to top-up any shortfall

We provide finance to a wide range of people, including those who may be excluded from mainstream finance providers. We really are here for all homeowners.

If you’re unsure where to start in making your home more energy efficient, The Energy Saving Trust is a great place to start and The Centre for Sustainable Energy is a local, not-for-profit providing free, impartial advice.

What do you need?

Whether you are looking to invest in renewable energy technology or make energy savings measures to your home, our energy efficiency loan could be the answer you have been looking for.

Apply for a decision in principle today and don’t worry, it won’t impact your credit score.

Apply today

  • Replacement Boilers
  • Central Heating Installations
  • Insulation
  • Double and Triple glazing
  • Solar panels
  • Solar Thermal Systems
  • Ground Source Heat Pumps
  • Air Source Heat Pumps
  • Biomass Heating Systems

Who can apply?

Our lending decisions are made by people, not computers. This means that we can lend to a broad range of homeowners. Our advisers take the time to understand your unique financial circumstances, both now and into the future. We can take Renewable Heat Incentive payments into account as income for the purposes of your loan assessment, and are often able to top-up grant funding where there is a shortfall.

Apply for a decision in principle today and don’t worry, it won’t impact your credit score.

Apply today

  • Homeowner
  • No upper age limit
  • Poor credit history
  • Retirees
  • In receipt of benefits
  • Self-employed

What do we offer?

With fixed interest, no early repayment charges and the option to make overpayments at any time, our flexible loan scheme can be tailored to suit your individual circumstances. We really are here for all homeowners.

Apply for a decision in principle today and don’t worry, it won’t impact your credit score.

Apply today

  • Borrow from £500
  • Fixed interest rate
  • Typical 4.2% APR
  • No early repayment charges
  • Range of loan types based on your circumstances
  • Flexibility to make overpayments of £100 or more
  • Up to 15-year repayment period
  • Renewable Heat Incentive as income

Loan Calculator

Typical example. 4% interest fixed (typical 4.2% APR)

How much would you like to borrow?

Over what period of time?

Monthly payment

£0

Land registry fee

£20

Interest payable

£0

Total amount payable

£0

Apply today, it won’t impact your credit score

Apply today

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