Established in 2003, we have lent over £27 million on behalf of our council partners.
Home improvement loans for homeowners, funded by local councils.
Select your council to get started.
Let's Make Your Home Work Better for You
Whether you’re planning to upgrade your insulation, fix essential repairs, install solar panels or a heat pump, a home improvement loan could help. We provide council-supported finance designed to make your home safer, warmer, and greener – without the stress.
Select your council to find out what support is available in your area.
Representative Example (4% fixed interest rate, Representative 4.2% APR).
Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC. Missing payments could affect your credit rating and ability to obtain credit in the future.
Loans are subject to status and are typically protected by a Title Restriction.
Our lending decisions are made with people, for people, based on your situation, not just your credit score. You’ll always speak to a real person who’s here to help, not judge.
Our loans are tailored to your circumstances, with affordable repayment plans and the freedom to settle or overpay at any time — helping you save money and reduce interest.
Know exactly what you’ll repay. Your monthly repayment amounts are fixed for the lifetime of the loan, giving you stability and peace of mind.
If you repay your loan early, you will not be charged an early repayment fee.
Lendology stands out as a leading partner for responsible financial solutions, dedicated to transforming the lives of individuals and families within our communities.
We listen, we don’t judge. Our team takes time to understand your situation, so we can offer support that actually works for you. Because everyone deserves a home that is safe, warm and ready for the future.
(5 out of 5)
“I would highly recommend Lendology. They are so helpful and knowledgeable. Just brilliant.“
...Mr and Mrs S, Melksham
(5 out of 5)
“I would say go ahead; you are the best. Very understanding and fast. I was very much at loss and would tell everyone to come...
Mrs A, Okehampton
(5 out of 5)
“I am very grateful to Ellie for making the whole process easy to understand and process; because of Lendology my quality of life is transformed...
Miss T, Bideford
(5 out of 5)
“Your service is invaluable to someone like me on limited means and with no savings. Thank you.“
...Mrs C, Bovey Tracey
(5 out of 5)
“Excellent. Very professional and incredibly helpful. My faith in mankind has been restored.“
...Mr and Mrs G, Thornbury
(5 out of 5)
“Very grateful for the kind and efficient help.“
...Mr M, Dartmouth
Local Council Home Loans. Your Community Lender.
Lendology CIC is a community interest company limited by guarantee, registered in England, company number 4512225.
Registered address: Heatherton Park Studios, Bradford on Tone, Taunton TA4 1EU. Lendology CIC is authorised and regulated by the Financial Conduct Authority (675263) for credit regulated activities.
