For every £1 invested by councils it generates £2.23 in social impact.

For every £1 invested by Councils it generates £2.23 in social impact.

Working with the Financial Inclusion Centre to independently audit our results, we were able to calculate the average social return generated for each Lendology customer at £29,247.

Our social value return is split across: £617 Energy efficiency, £1,208 Physical improvements, £3,772 Financial wellbeing, £23,650 Health.

of our customers said that the improvements to their home had a positive impact on their health and wellbeing.

0 %

of our customers felt more in control of their finances after the works were completed.

0 %

of our customers said that the condition of their home was causing them major/moderate problems.

0 %

of our customers reported that their loan had improved the energy efficiency of their property.

0 %

Total amount lent

£ 0

Arrears

0 %

Supporting local authorities to encourage local investment in private sector housing

We have been lending funds on behalf of councils since 2005. We lend to homeowners, landlords and empty property owners.

We give councils a fully managed, FCA-regulated way to use public funding to help improve housing, support resident wellbeing, bring empty homes back into use and advance local domestic retrofit priorities.

Working together for better homes

Our partnerships help public funding go further – supporting better private sector housing and delivering positive outcomes for local communities.Through responsible, council-funded lending, we help homeowners access finance for essential repairs, improvements and measures that can make homes warmer, safer and more sustainable.Working with Lendology can help councils to:

Create a recyclable fund that can support more residents over time
Signpost residents to free support and services first
Improve private sector housing standards
Support residents’ health, wellbeing and independence
Increase access to energy efficiency improvements

Become a Lendology Partner

If you are a council or local authority looking to explore a partnership with us, please complete the contact form below.

Please note, we are unable to partner with contractors or other for-profit organisations.

Impact driven lending

We deliver responsible finance that improves housing quality, supports vulnerable residents, and contributes directly to local health, wellbeing, and net-zero targets.

End-to-end loan management

From assessment to approval, paperwork to repayments, we manage the full loan process—providing councils with a seamless, fully regulated service and robust reporting.

FCA regulated lender

With over 20 years of experience and a strong track record of success, we work alongside councils to co-design flexible loan schemes tailored to local needs.

Reduce empty properties

Bring empty homes back to life.

Improve resident wellbeing

Fund disabled facilities grant top-ups and retrofit measures