Lending Done Differently
Lending Done Differently
At Lendology, we believe finance should support people, not pressure them.
We are a not-for-profit, council-backed social lender providing responsible home improvement loans to homeowners across the UK. Since 2003, we’ve helped people repair, improve and adapt their homes; from fixing leaking roofs, new windows and doors to funding energy efficiency upgrades and disability adaptations.
We understand that borrowing money can feel daunting. That’s why every loan application is reviewed by a real person who takes the time to understand your circumstances. We focus on affordability, fairness and long-term outcomes, and where grants or alternative funding are available, we’ll always explore those options first.
Our loans are fixed, transparent and designed to give you peace of mind. Authorised and regulated by the Financial Conduct Authority, we work in partnership with local councils to provide safe, accessible finance for homeowners who may not be able to access mainstream lending.
Because everyone deserves to feel safe and secure in their own home.
A world where everyone can improve their lives through inclusive finance.
Together with our funding partners, we provide dynamic lending solutions to maximise social & environmental impact.
Not just words, they are reflected in everything we do.
We are proud of our knowledge and expertise and the positive impact that brings to our customers and partners.
We engender a positive attitude, full of energy and new ideas to continuously develop our services, products and relationships.
We help each other, our customers and partners to thrive and succeed.
We are considerate of the needs, abilities and qualities of our colleagues, customers and partners.
Through responsible lending and community finance, we help people access fair and transparent finance to improve their homes and living conditions.
Working in partnership with local councils, we support homeowners to carry out essential repairs, improvements and energy efficiency upgrades, helping to create safer, warmer homes.
By doing this, we aim to contribute to stronger, more resilient communities across the UK.
Explore our social impact in more detail
We’re proud to be a certified B Corp, reflecting our commitment to doing the right thing, for homeowners, for communities, and for the environment.
For us, this means thinking carefully about the impact of our work, supporting people to create safer, warmer homes, and always looking for ways to do better.
We’re proud to be the UK’s first carbon neutral lender, part of our commitment to understanding, reducing and offsetting the environmental impact of our work.
Through our lending, we support homeowners to carry out energy efficiency improvements, helping to reduce energy use and improve the comfort of their homes.
Alongside this, we measure and offset the emissions associated with our operations, and continue to look for ways to reduce our impact over time.
Explore our carbon emissions report
Our approach to accessible finance and inclusion includes both online and in-person support, allowing homeowners to engage with us in a way that suits their needs and circumstances.
We are committed to providing clear guidance, practical assistance, and an inclusive service that helps more people access the financial solutions they need.
If you need support at any stage of the process, our team is here to help.
Lendology supports the principles of the Fair Tax Mark, the independent certification that recognises organisations demonstrating responsible tax conduct and transparency. This accreditation reflects our commitment to operating with integrity and ensuring our tax practices align with UK tax law.
Our approach to tax forms part of our broader commitment to ethical finance, responsible business practices, and long-term social impact.
