Lending Done Differently
Lending Done Differently
Your home should work for you and your needs. If you’re looking to make adaptations to help you live more comfortably, safely or independently, a Disabled Facilities Loan could help.
At Lendology, we work in partnership with local councils to help people make the changes they need to continue enjoying life in their own homes.
If you’ve received a Disabled Facilities Grant but it doesn’t cover everything you’d like to include, a Disabled Facilities Loan could help bridge the gap. This could mean adding features or improvements that make your home more comfortable, accessible and suited to your needs.
You might also be thinking about adapting your home now to prepare for the future. While grants generally fund adaptations assessed as necessary for your current needs, our loans may be available for improvements beyond this, depending on your local council’s policy.
We understand how important it is for your home to work for you.Our friendly team is here to talk through your options and help you understand what funding may be available.
If you’re a homeowner looking to make your home safer, more accessible or better suited to your needs, our Disabled Facilities Loan could help you fund the adaptations.
Check your eligibility
At Lendology, our lending decisions are made by people, not computers. Our friendly team takes the time to understand your individual circumstances, so we can explore the options available to you.
Check your eligibility
If you’ve received a Disabled Facilities Grant but it doesn’t cover the full cost of the work, our loan could help bridge the gap.
With fixed interest rates, no early repayment charges and the flexibility to make overpayments at any time, we’ll work with you to find a repayment plan that suits your circumstances.
We understand that talking about money and applying for a loan can sometimes feel overwhelming. That’s why our friendly team is here to guide you through the application process.
If you’d like a family member, carer or support organisation to help you with your application, we’re happy to involve them. We’ll just need your permission before we can discuss your application with anyone else.
Your case manager will take the time to understand your needs, answer your questions and provide additional support where needed.
Fill out our Application Form here or call us on 01823 461099 to complete an application over the phone. Want to find out more first? Complete our Contact Us Form to request a call back. A member of our team will get in touch within 2 working days.
Check your email for instructions to securely upload bank statements via Open Banking for an affordability check.
We’ll assess your application, run an affordability check, and conduct a credit search to confirm loan affordability. If we can’t provide a loan, we’ll do our best to signpost you for other support.
After our assessment, you’ll receive a personalised, conditional offer valid for six months—giving you plenty of time to make decisions that work best for you.
Once you’ve selected a contractor, share your quotes with us to move forward with the loan.
We’ll finalise the loan amount based on your quotes and send a Loan Agreement for you to review and sign.
With everything in place, you’re ready to begin your project! We can arrange deposits up front if required.
Once the work is completed, simply send us a copy of your contractor’s invoice, and we’ll release your funds to your nominated account.
If you’re thinking about making adaptations to your home, it’s worth exploring whether you could be eligible for a Disabled Facilities Grant from your local council. These grants help cover the cost of adaptations to make your home safer and more accessible. It’s worth checking with them directly to find out what is available.
If you need additional funding, or a grant isn’t suitable for your circumstances, our Disabled Facilities Loan could help. Whether you’re working, self-employed or receiving disability benefits, our friendly team can take the time to understand your circumstances and explore your options.
“I recommend Lendology to anybody, the service is second to none. This help has given me my life. I’m comfortable at home with my family. What more can I say than it’s superb all round!”
Because our loans are funded by local councils, what’s on offer may vary depending on where you live. Choose your local council to check your eligibility and get started.
