Disability adaptation loans

If you are looking to make adaptations to your home, a disabled facilities loan may be a good solution.

Working in partnership with local councils, Lendology understands that you may wish to adapt your home rather than moving.

Apply for a decision in principle today and don’t worry, it won’t impact your credit score.

Apply today

Representative Example (4% fixed interest rate, Representative 4.2% APR).

Loans are subject to status and are typically protected by a Title Restriction.

Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC. Missing payments could affect your credit rating and ability to obtain credit in the future.

If you are looking to future-proof your home for your needs, or have a need now for a home adaptation, our disabled facilities loan scheme may be a good solution.

Councils across the UK do provide Disabled Facilities Grants to eligible applicants.  We encourage all of our clients to speak to their local Occupational Health team to see what grants are available in your area and check your eligibility.  To find out which team to contact, find your local council here.

If you have been assessed as being eligible for a grant, but need to make a contribution towards the total cost, you are welcome to apply for a loan.  Whether you are in receipt of disability benefits, are working or self-employed, we can complete a no-obligation assessment.

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You may have a grant but are wishing to add a more luxurious feel to your adaptations, over and above the grant funding allowance offered by your council.

Local councils will not fund ‘future-needs’ under the disabled facilities grant scheme.  Sometimes, we find people are wishing to invest in home adaptations now to avoid challenges moving around the home in the future.  In this case, you are also welcome to apply for a loan (subject to your local council policy, which we can discuss with you in more detail).

We understand that accessing all of the rooms in your home and having bathing facilities adapted to your needs is key to making your home safe and suitable for your needs.  We work with you take the stress out of funding adaptations to your home, and our lending decisions are made by people, for people.

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I recommend Lendology to anybody, the service is second to none. This help has given me my life. I’m comfortable at home with my family. What more can I say than it’s superb all round!

Watch the video.

Disability adaptation loans case study video

What do you need?

If you are a homeowner looking to finance adaptations to your home, our disability adaptations loan could be the answer you have been looking for.

Apply for a decision in principle today and don’t worry, it won’t impact your credit score.

Apply today

  • Stairlifts
  • Through-floor lifts
  • Wetrooms
  • Ramps
  • Extensions/downstairs bedrooms

Who can apply?

Our lending decisions are made by people, not computers. This means that we can lend to a broad range of homeowners. Our advisers take the time to understand your unique financial circumstances, both now and into the future.

Apply for a decision in principle today and don’t worry, it won’t impact your credit score.

Apply today

  • Homeowner
  • No upper age limit
  • Poor credit history
  • Retirees
  • In receipt of benefits
  • Self-employed

What do we offer?

With fixed interest, no early repayment charges and the option to make overpayments at any time, our flexible loan scheme can be tailored to suit your individual circumstances. We really are here for all homeowners.

Apply for a decision in principle today and don’t worry, it won’t impact your credit score.

Apply today

  • Borrow from £500
  • Fixed interest rate
  • Typical 4.2% APR
  • No early repayment charges
  • Range of loan types based on your circumstances
  • Flexibility to make overpayments of £100 or more
  • Up to 15 year repayment period

Loan Calculator

Representative example. 4% interest fixed (Representative 4.2% APR)

How much would you like to borrow?

Over what period of time?

Monthly payment


Land registry fee


Interest payable


Total amount payable


Apply today, it won’t impact your credit score

Apply today

We work in partnership with councils

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