Established in 2003, we have lent over £27 million on behalf of our council partners.
Established in 2003, we have lent over £27 million on behalf of our council partners.
Upgrading your home should be easy. If you are a homeowner looking to make essential home repairs, improvements or adaptations, our home improvement loans could be just would what you’ve been searching for.
We partner with councils, and every council offers different types of loans, covering different works.
That’s why your journey starts by choosing your council partner, this way we can show you exactly what’s available in your area and what you might be eligible for.
Curious to find out more? Check your options, no strings attached.
Representative Example (4% fixed interest rate, Representative 4.2% APR).
Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC. Missing payments could affect your credit rating and ability to obtain credit in the future.
Loans are subject to status and are typically protected by a Title Restriction.
Lendology provide a fixed interest rate on all of our loans so there are no surprises throughout the term of your loan. You can make overpayments on your loan account at any time, or settle the loan in full. And the best bit, all of our home improvement loans are approved by people for people, not credit scores or computers.
Lendology work in partnership with local councils to lend to eligible homeowners. Each local council has its own policy, funds are limited and loans are targeted at homeowners who may find it challenging to access credit elsewhere. Find your council and start your journey.
If you are a homeowner looking to finance repairs to your home, our home improvement loan could be the answer you have been looking for.
Start your home improvement journey today.
Our lending decisions are made by people, not computers. This means that we can lend to a broad range of homeowners. Our Case Managers take the time to understand your unique financial circumstances, both now and into the future.
Lendology work in partnership with local councils to lend to eligible homeowners. Each local council has its own policy, funds are limited and loans are targeted at homeowners who may find it challenging to access credit elsewhere.
To discuss your circumstances and eligibility, please contact us.
See what’s possible — no strings attached.
With fixed interest, no early repayment charges and the option to make overpayments at any time, our flexible loan scheme can be tailored to suit your individual circumstances.
Check your borrowing options — it’s quick, easy, and no obligation.
We understand that talking about money and applying for finance can be tricky, and we will work with you every step of the way.
We are happy to work with family members/supporting agencies if you would like help along the application process, however we will need your consent to doing so before we can speak to someone other than yourself. For customers identified as needing more support, we can arrange a face-to-face visit if needed. Your Case Manager is here to help and are fully trained to understand a wide range of financial circumstances.
Fill out our Application Form here or call us on 01823 461099 to complete an application over the phone. Want to find out more first? Complete our Contact Us Form to request a call back. A member of our team will get in touch within 2 working days.
Check your email for instructions to securely upload bank statements via Open Banking for an affordability check.
We’ll assess your application, run an affordability check, and conduct a credit search to confirm loan affordability. If we can’t provide a loan, we’ll do our best to signpost you for other support.
After our assessment, you’ll receive a personalised, conditional offer valid for six months—giving you plenty of time to make decisions that work best for you.
Once you’ve selected a contractor, share your quotes with us to move forward with the loan.
We’ll finalise the loan amount based on your quotes and send a Loan Agreement for you to review and sign.
With everything in place, you’re ready to begin your project! We can arrange deposits up front if required.
Once the work is completed, simply send us a copy of your contractor’s invoice, and we’ll release your funds to your nominated account.
Because our loans are funded by local councils, what’s on offer may vary depending on where you live. Choose your local council to check your eligibility and get started.
(5 out of 5)
“I would highly recommend Lendology. They are so helpful and knowledgeable. Just brilliant.“
...Mr and Mrs S, Melksham
(5 out of 5)
“I would say go ahead; you are the best. Very understanding and fast. I was very much at loss and would tell everyone to come...
Mrs A, Okehampton
(5 out of 5)
“I am very grateful to Ellie for making the whole process easy to understand and process; because of Lendology my quality of life is transformed...
Miss T, Bideford
(5 out of 5)
“Your service is invaluable to someone like me on limited means and with no savings. Thank you.“
...Mrs C, Bovey Tracey
(5 out of 5)
“Excellent. Very professional and incredibly helpful. My faith in mankind has been restored.“
...Mr and Mrs G, Thornbury
(5 out of 5)
“Very grateful for the kind and efficient help.“
...Mr M, Dartmouth
Local Council Home Loans. Your Community Lender.
Heatherton Park Studios
Bradford on Tone
Taunton
Somerset TA4 1EU
Lendology CIC is a community interest company limited by guarantee, registered in England, company number 4512225.
Registered address: Heatherton Park Studios, Bradford on Tone, Taunton TA4 1EU. Lendology CIC is authorised and regulated by the Financial Conduct Authority (675263) for credit regulated activities.
