Home improvement loans

If you are a homeowner looking to make essential home repairs, improvements or adaptations, our home improvement loan scheme may be the answer you have been looking for.

Apply for a decision in principle today and don’t worry, it won’t impact your credit score.

Apply today

We provide finance to a wide range of people, including those who may be excluded from mainstream finance providers. We really are here for all homeowners.

What do you need?

If you are a homeowner looking to finance repairs to your home, our home improvement loan could be the answer you have been looking for.

Apply for a decision in principle today and don’t worry, it won’t impact your credit score.

Apply today

Replacement Boilers
Central Heating Installations
Roofs
Windows
Electrics
Kitchens
Bathrooms
Structural Repairs
External Wall Insulation
Disability Adaptations
Other essential repairs

Who can apply?

Our lending decisions are made by people, not computers. This means that we can lend to a broad range of homeowners. Our advisers take the time to understand your unique financial circumstances, both now and into the future.

Apply for a decision in principle today and don’t worry, it won’t impact your credit score.

Apply today

Homeowner
No upper age limit
Poor credit history
Retirees
In receipt of benefits
Self-employed

What do we offer?

With fixed interest, no early repayment charges and the option to make overpayments at any time, our flexible loan scheme can be tailored to suit your individual circumstances. We really are here for all homeowners.

Apply for a decision in principle today and don’t worry, it won’t impact your credit score.

Apply today

Borrow from £500
Fixed interest rate
Typical 4.2% APR
No early repayment charges
Range of loan types based on your circumstances
Flexibility to make overpayments of £100 or more
Up to 15 year repayment period

Loan Calculator

Typical example. 4% interest fixed (typical 4.2% APR)

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How much would you like to borrow?

Over what period of time?

The above example is for indication purposes only. We have different loan products available for eligible applicants if a capital repayment loan is unaffordable or unsuitable. Eligibility for all loans depends on your individual circumstances and your local council’s policy.

Loans are typically protected by a Title Restriction at the Land Registry for which there is a £20.00 fee. This means that you may not be able to sell your home without our permission unless the loan is fully repaid.

There are no early repayments charges. Interest is calculated daily and you can make overpayments of £100 or more at any time during your loan term.

Monthly payment

£0

Land registry fee

£20

Interest payable

£0

Total amount payable

£0

Apply today, it won’t impact your credit score

Apply today

“Lendology made the cost of replacing my boiler affordable. Without them, I would be stuck in winter without any heating or hot water. Andy made the whole process so easy and he is such a customer friendly person.”

Ms C, Easton

We work in partnership with councils

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T: 01823 461099

Heatherton Park Studios
Bradford on Tone
Taunton, Somerset, TA4 1EU

loans@lendology.org.uk

Typical Example (4% fixed interest rate, Typical 4.2% APR).

Borrow £5,000 over 60 months. £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction. Missing payments could affect your credit rating and ability to obtain credit in the future. Loans are subject to status and are typically protected by a Title Restriction. This means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC.

Lendology CIC is a trading name of Wessex Resolutions C.I.C.: A community interest company limited by guarantee, registered in England, company number 4512225.

Registered address: Heatherton Park Studios, Bradford on Tone, Taunton TA4 1EU. Wessex Resolutions C.I.C is authorised and regulated by the Financial Conduct Authority (675263) for credit regulated activities.