Home improvement loans

If you are a homeowner looking to make essential home repairs, improvements or adaptations, our home improvement loan scheme may be the answer you have been looking for.

Apply for a decision in principle today and don’t worry, it won’t impact your credit score.

Apply today

We provide finance to a wide range of people, including those who may be excluded from mainstream finance providers. We really are here for all homeowners.

What do you need?

If you are a homeowner looking to finance repairs to your home, our home improvement loan could be the answer you have been looking for.

Apply for a decision in principle today and don’t worry, it won’t impact your credit score.

Apply today

  • Replacement Boilers
  • Central Heating Installations
  • Roofs
  • Windows
  • Electrics
  • Kitchens
  • Bathrooms
  • Structural Repairs
  • External Wall Insulation
  • Disability Adaptations
  • Other essential repairs

Who can apply?

Our lending decisions are made by people, not computers. This means that we can lend to a broad range of homeowners. Our advisers take the time to understand your unique financial circumstances, both now and into the future.

Apply for a decision in principle today and don’t worry, it won’t impact your credit score.

Apply today

  • Homeowner
  • No upper age limit
  • Poor credit history
  • Retirees
  • In receipt of benefits
  • Self-employed

What do we offer?

With fixed interest, no early repayment charges and the option to make overpayments at any time, our flexible loan scheme can be tailored to suit your individual circumstances. We really are here for all homeowners.

Apply for a decision in principle today and don’t worry, it won’t impact your credit score.

Apply today

  • Borrow from £500
  • Fixed interest rate
  • Typical 4.2% APR
  • No early repayment charges
  • Range of loan types based on your circumstances
  • Flexibility to make overpayments of £100 or more
  • Up to 15 year repayment period

Loan Calculator

Typical example. 4% interest fixed (typical 4.2% APR)

How much would you like to borrow?

Over what period of time?

Monthly payment

£0

Land registry fee

£20

Interest payable

£0

Total amount payable

£0

Apply today, it won’t impact your credit score

Apply today

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