Empty property loans

Owning an empty property can be a burden. Empty properties can be hard to mortgage, have tax implications and potentially be depreciating in value.

Apply for a decision in principle today and don’t worry, it won’t impact your credit score.

Apply today

Unlike other lenders, we are able to lend whatever the condition of your property.

Whether you’re looking to sell, rent or move in yourself, our flexible approach is tailored to ensure you achieve your goal.

We offer a deferred repayment loan of up to two years. This means that you don’t start making repayments until your project is complete.

What do you need?

Whether you have inherited a rundown property and are looking to make improvements before selling, or need a cash injection to complete your renovation project, our empty property loan scheme may be the answer you have been looking for.

Apply for a decision in principle today and don’t worry, it won’t impact your credit score.

Apply today

  • Renovation
  • Energy efficiency
  • Replacement Boilers
  • Central Heating Installations
  • Roofs
  • Windows
  • Electrics
  • Kitchens
  • Bathrooms
  • Structural Repairs
  • External Wall Insulation

Who can apply?

If you own an empty property and are looking to bring it back into use, we may be able to help.

Apply for a decision in principle today and don’t worry, it won’t impact your credit score.

Apply today

  • Empty property owner
  • No upper age limit
  • Retirees
  • In receipt of benefits
  • Self-employed
  • Poor credit history

What do we offer?

All our loans have fixed interest, no early repayment charges and the option to make overpayments at any time. We have a range of repayment options and loans may be offered with a deferred repayment period of between 6 and 24 months, giving you the flexibility to renovate your property before repayments begin (subject to eligibility).

Apply for a decision in principle today and don’t worry, it won’t impact your credit score.

Apply today

  • Borrow from £1,000
  •  Fixed interest rate
  •  Typical 4.2% APR
  •  No early repayment charges
  •  Range of loan types based on your circumstances
  • Flexibility to make overpayments of £100 or more
  •  Up to 15 year repayment period
  • Deferred repayment options

Loan Calculator

Typical example. 4% interest fixed (typical 4.2% APR)

How much would you like to borrow?

Over what period of time?

Monthly payment

£0

Land registry fee

£20

Interest payable

£0

Total amount payable

£0

Apply today, it won’t impact your credit score

Apply today

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