Established in 2003, we have lent over £27 million on behalf of our council partners.

How to make overpayments on your loan

You can make “over” payments on your loan account at any time.

An “over” payment is where a borrower decides to pay more on their loan than their monthly contracted amount. For instance, your direct debit may be £50.00 a month, and you would like to increase this to £70.00 a month.

Alternatively, your direct debit may be £50.00 a month, and you would like to make a “one-off” payment of £50.00.

Both options are absolutely fine and there is no charge for amending your monthly direct debit or making a “one-off” overpayment on your loan account.

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