If your home needs repairs or improvements, finding the right funding option can help you carry out the work you need, Lendology provides home improvement loans through local council partnerships, designed to support homeowners with funding for necessary repairs and property improvements.
We aim to provide clear, straightforward information so you can decide whether a loan may be appropriate for your circumstances.
What Is a Home Improvement Loan?
A home improvement loan is a type of borrowing that can help homeowners pay for repairs, maintenance, or upgrades to their property.
These loans may be used for a range of improvements, including:
- Essential home repairs
- Structural work or roof repairs
- Energy efficiency improvements
- Property maintenance
- Home adaptations to support changing needs
Access to funding may enable homeowners to carry out important work to maintain the safety, condition or usability of their home.
How Lendology Home Improvement Loans Work
Lendology provides loans through partnerships with local authorities to provide lending options for homeowners who may need support with home improvements.
Our team works with council partners to provide information throughout the application process, helping you understand:
- Whether you may be eligible
- How the application process works
- What repayment options are available
- What happens if your application is approved
All applications are assessed based on individual circumstances and are subject to status.
Working With Local Councils
Lendology partners with a number of local authorities to support homeowners in accessing funding for essential home repairs and improvements.
These partnerships allow councils to offer additional support to residents, helping maintain housing standards and address property related issues within their communities.
Availability, eligibility criteria and loan terms may vary depending on your local authority.
What Customers Say About Lendology
Customer feedback is collected independently through Feefo.
Some customers have shared positive experiences about the support they received during the application process and the clarity of information provided.
You can view all customer feedback on Feefo:
https://www.feefo.com/en-GB/reviews/lendology
What Can a Lendology Loan Be Used For?
Loan use will depend on the scheme offered by your local council, but may include:
Typical projects may include:
- Roof repairs or structural maintenance
- Replacing windows or doors
- Heating system upgrades
- Improving insulation or energy efficiency
- Accessibility adaptations within the home
- General property maintenance
Funding availability and eligible works can vary depending on your local authority scheme (not all works may be available under every scheme).
How to Learn More or Apply
If you are considering improvements to your home, you can check whether a Lendology loan scheme is available in your area:
You can find further information about:
- Eligibility requirements
- Available loan options
- The application process
- How our team can support you
This information is intended to help you decide whether a loan may be suitable for your needs.
Representative Example (4% fixed interest rate, Representative 4.2% APR)
Loans are subject to status and are typically protected by a Title Restriction.
Borrow £5,000 over 60 months with £92.08 monthly repayments.
Total amount repayable = £5,544.96, including a £20 fee for registering the Title Restriction against your property at the Land Registry.
The £20 fee is only payable if a loan is agreed by Lendology and you decide to proceed with the loan. We do not charge interest on this fee.
A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid.
Missing payments could affect your credit rating and ability to obtain credit in the future.
This is a financial promotion approved by Lendology CIC.
