If you live in Bristol and are looking to improve, repair, or upgrade your home, you might be eligible for a council-funded home improvement loan.
Bristol City Council work in partnership with Lendology to offer low-interest loans that make it easier to cut costs, make important repairs, and stay warmer at home. Whether you’re fixing a leaky roof, installing insulation, or thinking about solar panels, our friendly team is here to help.
Explore energy efficiency loans available in Bristol
According to data from the Office for National Statistics, 55% of homes in Bristol have an Energy Performance Certificate rating of D or lower. This can translate to higher energy bills. With energy prices rising and many homes in Bristol built before modern insulation standards, making your home energy efficient is one of the smartest ways to cut costs.
Energy efficiency loans can be used to fund improvements such as:
- Insulation (loft, cavity wall, underfloor)
- Draught-proofing and glazing
- Heating system upgrades
- Smart heating controls
These upgrades help reduce heat loss, cut your carbon footprint, and make your home warmer year-round.
Below, you’ll find the different types of Bristol City Council home improvement loans available and how they could benefit you.
Renewable energy loans available in Bristol
As part of its drive to become a carbon-neutral city, Bristol City Council wants to help more people move away from fossil fuels.
Homeowners can apply for a renewable energy loan to help install:
- Solar PV panels
- Solar thermal systems
- Air or ground source heat pumps
- Battery storage
These systems allow you to generate your own low-carbon energy and help reduce your reliance on the grid, leading to long-term savings and environmental benefits.
Home improvement loans available in Bristol
Home improvement loans can help fund a wide range of general upgrades, from replacing kitchens and bathrooms to improving safety and accessibility around your home. These loans are ideal if your home is in need of modernisation or you want to make it more comfortable and secure for the long term.
Home repair loans
From leaky roofs to damp, rot or faulty wiring, our home repair loans help cover the cost of essential repairs that can affect your safety, health, and comfort. Rather than waiting for a small issue to turn into a major cost, our loans make it easier to take early action and protect your property.
Loans for disabled facilities and accessibility
If you or someone in your household needs to adapt your home due to mobility or health needs, we can help cover the cost of essential modifications. This includes:
- Ramps or accessible entrances
- Bathroom and kitchen adaptations
- Stairlifts or widened doorways
These works support independent living and can reduce the need for a future move or care support.
Empty property loans
If you own a property that’s currently unoccupied, bringing it back into use can be expensive. Our empty homes loan can help you cover the cost of repairs and improvements needed to make the home habitable again, whether you plan to rent it out or move in yourself.
Why choose a Bristol council-funded loan with Lendology?
All loans are:
- Council-funded
- Tailored to your financial situation
- Flexible and personalised
- Offered with fixed interest rates
- No early repayment charges
- Backed by a friendly in-house team to guide you through the process
We don’t use credit scores to make decisions, and there’s no upper age limit. Whether you’re making small improvements or taking on a larger project, we’ll work with you to find the right solution.
Ready to upgrade your home?
Whether you need to fund home repairs, install solar panels, or improve insulation, we’re here to help. Find out if you’re eligible for a Bristol home improvement loan.
We recommend that you carry out an independent retrofit assessment to find out which works are suitable for your home and budget.
Representative Example (4% fixed interest rate, Representative 4.2% APR).
Loans are subject to status and are typically protected by a Title Restriction.
Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC. Missing payments could affect your credit rating and ability to obtain credit in the future.
