Cornwall home improvement options are expanding as Cornwall Council and Lendology CIC extend their successful loan scheme. The update will help more homeowners access affordable funding for essential repairs and green upgrades.
A broader focus beyond green energy
Up until now, the scheme focused mainly on green energy upgrades and improving energy efficiency in Cornish homes. Thanks to its success, Cornwall Council is now widening the scope to include essential repairs alongside energy-saving measures.
Helping residents who struggle to get traditional finance
The Home Improvement Loan helps people who may find it hard to get a loan from a regular bank — such as older residents, those with low incomes, or people with health issues.
Previously, the scheme focused solely on funding green energy upgrades, but the extension now includes a wider range of home repair projects.
What homeowners and landlords can apply for
Starting in October 2025, homeowners and landlords can borrow up to £25,000, while park home residents can borrow up to £10,000.
The funding can be used for projects such as:
- Roof and structural repairs
- Heating and hot water repairs or replacements
- Tackling damp and rot in the home
- Landlord and empty properties
Aiming for healthier, more efficient homes
Councillor Peter La Broy, Cornwall Council Cabinet Member for Housing, said:
“We want to support residents to make their homes healthier to live in, more energy efficient and cheaper to run. However, funding these improvements can be a problem for many – our loan scheme aims to fill the gaps for people who may not be eligible for other loans.”
This statement highlights the council’s commitment to creating safe and sustainable homes across Cornwall.
Delivered in partnership with Lendology CIC
Lendology CIC manages and delivers the loans on behalf of Cornwall Council.
The organisation already works with several other local authorities across the South West, delivering similar schemes with proven results.
Emma Lower, CEO of Lendology CIC, said:
“The extension of the scheme is a testament to how well this partnership has worked and the difference it has already made. By widening the offer, we can reach even more households who need our help.”
Making Cornwall homes safe, efficient and comfortable
The expanded Cornwall home improvement loan scheme aims to make it easier for residents to keep their homes safe, efficient and comfortable — even if they struggle to access traditional finance.
In addition, it supports Cornwall Council’s goal of reducing carbon emissions and improving local housing quality.
Find out more and attend the free webinar
To learn more about the scheme, visit the Cornwall Council partner page
Cornwall Council and Lendology will also host a free webinar on Wednesday, November 19, to answer questions about the loan scheme, eligibility and how to apply.
Find out more: Discover Affordable Home Improvement Loans Tickets, Wed 19 Nov 2025 at 10:00 | Eventbrite
