We believe that every homeowner should be able to live in a home where they can feel safe, warm, and secure and for many, access to affordable lending is key to making that happen.

Since 2005, we have been lending on behalf of our council partners and are one of a few Social Enterprise Lenders that operates in this way.

Lending for us means engaging our hearts and our minds.

We do not rely on credit ratings, or computer algorithms to inform our lending decisions, we use our 17 years lending experience, taking the time to fully understand our customers/clients’ situations.

Over the years we have created a range of loan types to meet the needs of an incredible array of customers, young and not so young, some employed some not, supporting homeowners, empty property owners and landlords, improve their properties. We aim to make the loan application process easy and work closely with our clients and customers to help support them to make the changes they need.

Regulated by the FCA we must meet the same governance standards as all major UK financial institutions, but unlike the majority we are not driven by making a profit from every client.

We currently manage over £10 million on behalf of local councils and have made a positive difference to over 1,500 households. We look beyond the figures, it’s the impact on our clients that matters.

Our Vision

We disrupt traditional lending with our decisions powered by partnerships and people, enriching homes and lives through affordable finance.

Our Mission

Working with council partners, we provide access to low cost, responsible finance. We make our lending decisions with people, for people and put impact before profit.

Our Values

Not just words, they are reflected in everything we do, regardless of whether you are a client/customer, partner or colleague.

Respectful

We are considerate of the needs, abilities and qualities of our colleagues, clients and partners.

Expert

We are proud of our knowledge and expertise and the positive impact that brings to our clients and partners.

Dynamic

We engender a positive attitude, full of energy and new ideas to continuously develop our services, products and relationships.

Supportive

We help each other, our clients and partners to thrive and succeed.

“Lendology have improved my life so much and I am extremely grateful. It was all very personal, involved and caring.”

Mrs H, Ilminster

We work in partnership with councils

Become a partner Find your council

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T: 01823 461099

Heatherton Park Studios
Bradford on Tone
Taunton, Somerset, TA4 1EU

loans@lendology.org.uk

Representative Example (4% fixed interest rate, Representative 4.2% APR).

Loans are subject to status and are typically protected by a Title Restriction. Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC. Missing payments could affect your credit rating and ability to obtain credit in the future.

Lendology CIC is a community interest company limited by guarantee, registered in England, company number 4512225.

Registered address: Heatherton Park Studios, Bradford on Tone, Taunton TA4 1EU. Lendology CIC is authorised and regulated by the Financial Conduct Authority (675263) for credit regulated activities.