Since 2005, we have been lending on behalf of our council partners and are one of a few Social Enterprise Lenders that operates in this way.
We do not rely on credit ratings, or computer algorithms to inform our lending decisions, we use our 17 years lending experience, taking the time to fully understand our customers/clients’ situations.
Over the years we have created a range of loan types to meet the needs of an incredible array of customers, young and not so young, some employed some not, supporting homeowners, empty property owners and landlords, improve their properties. We aim to make the loan application process easy and work closely with our clients and customers to help support them to make the changes they need.
We currently manage over £10 million on behalf of local councils and have made a positive difference to over 1,500 households. We look beyond the figures, it’s the impact on our clients that matters.
To ensure all homeowners have access to affordable finance.
Driven by purpose not profits, our responsible lending delivers a positive impact to homeowners, through understanding the unique situation of every household.
Not just words, they are reflected in everything we do, regardless of whether you are a client/customer, partner or colleague.
Making a positive difference to the lives of our clients is at the heart of what we do.
We help each other, our clients and partners to thrive and succeed.
We are considerate of the needs, abilities and qualities of our colleagues, clients and partners.
We engender a positive attitude, full of energy and new ideas to continuously develop our services, products and relationships.
We are proud of our knowledge and expertise and the positive impact that brings to our clients and partners.
