Lending Done Differently
Lending Done Differently
Improving your home’s energy efficiency can help increase comfort, reduce heat loss and support lower carbon living. Energy Efficiency Loans are designed to fund insulation, renewable energy systems and heating upgrades.
Lendology loans are delivered through local councils, so support can vary depending on where you live.
Start by finding your local council to see what support may be available.
Representative Example (4% fixed interest rate, Representative 4.2% APR).
Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC. Missing payments could affect your credit rating and ability to obtain credit in the future.
Loans are subject to status and are typically protected by a Title Restriction.
With fixed interest, no early repayment charges and the option to make overpayments at any time, our flexible loan scheme can be tailored to suit your individual circumstances.
Loans are subject to status and are typically protected by a Title Restriction. Missing payments could affect your credit rating and ability to obtain credit in the future. A Title Restriction means you may not be able to sell your home without our permission unless the loan is fully repaid.
Apply for a decision in principle today.
Unlike many high-street lenders, applications are reviewed individually by experienced Case Managers.
We assess your full financial circumstances, not just your credit score, to determine whether a loan is affordable and appropriate under your local council scheme.
All lending decisions are based on affordability and suitability. Loans are only offered where they are sustainable for the customer.
Whether you are looking to invest in renewable energy technology or make energy savings measures to your home, our energy efficiency loan could be the answer you have been looking for.
Loan availability, maximum amounts and criteria vary depending on your local council scheme.
Apply for a decision in principle today.
We understand that talking about money and applying for finance can be tricky, and we will work with you every step of the way.
We are happy to work with family members/supporting agencies if you would like help along the application process, however we will need your consent to doing so before we can speak to someone other than yourself. For customers identified as needing more support, we can arrange a face-to-face visit if needed. Your Case Manager is here to help and are fully trained to understand a wide range of financial circumstances.
Fill out our Application Form here or call us on 01823 461099 to complete an application over the phone. Want to find out more first? Complete our Contact Us Form to request a call back. A member of our team will get in touch within 2 working days.
Check your email for instructions to securely upload bank statements via Open Banking for an affordability check.
We’ll assess your application, run an affordability check, and conduct a credit search to confirm loan affordability. If we can’t provide a loan, we’ll do our best to signpost you for other support.
After our assessment, you’ll receive a personalised, conditional offer valid for six months—giving you plenty of time to make decisions that work best for you.
Once you’ve selected a contractor, share your quotes with us to move forward with the loan.
We’ll finalise the loan amount based on your quotes and send a Loan Agreement for you to review and sign.
With everything in place, you’re ready to begin your project! We can arrange deposits up front if required.
Once the work is completed, simply send us a copy of your contractor’s invoice, and we’ll release your funds to your nominated account.
Because our loans are funded by local councils, what’s on offer may vary depending on where you live. Choose your local council to check your eligibility and get started.
If you’re unsure where to begin, independent advice can help you make informed decisions about improving your home’s energy performance.
We recommend that you conduct an independent retrofit assessment to establish whether any works you may be planning are suitable for your property and goals.
Energy performance improvements may reduce energy use and improve comfort levels. However, savings depend on your property type, installation quality and energy usage.
You may find helpful guidance from:
An energy efficiency loan is finance designed to help homeowners pay for insulation, renewable energy systems or heating upgrades that improve a property’s energy performance.
Yes. Subject to council scheme criteria and affordability checks, loans can support solar PV installation and battery storage systems.
Energy Efficiency Loans may be used to fund air source or ground source heat pumps, including where grant funding does not cover the full cost.
Improvements may reduce heat loss and energy consumption. However, financial savings depend on property condition, installation standards, energy usage and energy prices. Outcomes cannot be guaranteed
