Established in 2003, we have lent over £27 million on behalf of our council partners.

Impact driven lending

We deliver responsible finance that improves housing quality, supports vulnerable residents, and contributes directly to local health, wellbeing, and net-zero targets.

End-to-end loan management

From assessment to approval, paperwork to repayments, we manage the full loan process—providing councils with a seamless, fully regulated service and robust reporting.

FCA regulated lender

With over 20 years of experience and a strong track record of success, we work alongside councils to co-design flexible loan schemes tailored to local needs.