Lending Done Differently

Finance that puts people first

At Lendology, we believe finance should support people, not pressure them.

We are a not-for-profit, council-backed social lender providing responsible home improvement loans to homeowners across the UK. Since 2003, we’ve helped people repair, improve and adapt their homes; from fixing leaking roofs, new windows and doors to funding energy efficiency upgrades and disability adaptations.

We understand that borrowing money can feel daunting. That’s why every loan application is reviewed by a real person who takes the time to understand your circumstances. We focus on affordability, fairness and long-term outcomes, and where grants or alternative funding are available, we’ll always explore those options first.

Our loans are fixed, transparent and designed to give you peace of mind. Authorised and regulated by the Financial Conduct Authority, we work in partnership with local councils to provide safe, accessible finance for homeowners who may not be able to access mainstream lending.

Because everyone deserves to feel safe and secure in their own home.

Our Vision

A world where everyone can improve their lives through inclusive finance.

Our Mission

Together with our funding partners, we provide dynamic lending solutions to maximise social & environmental impact.

Our Values

Not just words, they are reflected in everything we do.

Expert

We are proud of our knowledge and expertise and the positive impact that brings to our customers and partners.

Dynamic

We engender a positive attitude, full of energy and new ideas to continuously develop our services, products and relationships.

Supportive

We help each other, our customers and partners to thrive and succeed.

Respectful

We are considerate of the needs, abilities and qualities of our colleagues, customers and partners.

Our Social Impact

Through responsible lending and community finance, we help people access fair and transparent finance to improve their homes and living conditions.

Working in partnership with local councils, we support homeowners to carry out essential repairs, improvements and energy efficiency upgrades,  helping to create safer, warmer homes.

By doing this, we aim to contribute to stronger, more resilient communities across the UK.

Explore our social impact in more detail

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Lendology CIC is a B Corp

Our B Corp Certification

We’re proud to be a certified B Corp, reflecting our commitment to doing the right thing, for homeowners, for communities, and for the environment.

For us, this means thinking carefully about the impact of our work, supporting people to create safer, warmer homes, and always looking for ways to do better.

Our Carbon Commitment

We’re proud to be the UK’s first carbon neutral lender, part of our commitment to understanding, reducing and offsetting the environmental impact of our work.

Through our lending, we support homeowners to carry out energy efficiency improvements, helping to reduce energy use and improve the comfort of their homes.

Alongside this, we measure and offset the emissions associated with our operations, and continue to look for ways to reduce our impact over time.

Explore our carbon emissions report

Lendology CIC is Carbon Neutral
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Our Accessibility Promise

We are always seeking new solutions to help us expand the availability and accessibility of our loan scheme. Our commitment to accessibility includes online and in person solutions.

Our aim is to reach every home owner possible so that no one is excluded from being able to access the solutions to live in a safe and warm home.

We are ready to assist you in anyway that we can.

Fair Tax Accreditation

Lendology is committed to paying all the taxes that we owe in accordance with the spirit of all tax laws that apply to our operations. We believe that paying our taxes in this way is the clearest indication we can give of being responsible participants in society.