Our lending decisions are made with people, for people, based on your situation, not just your credit score. You’ll always speak to a real person who’s here to help, not judge.
Lending Done Differently
Lending Done Differently
The East Devon loan scheme is currently closed to new applications. Loans are now only available through direct referral from East Devon District Council.
This scheme is exclusively for homeowners and private landlords in East Devon.
Use this loan calculator to estimate your repayments — you’ll see final figures during application.
Representative example. 4% interest fixed (Representative 4.2% APR)
Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96. Loans are subject to status and are typically protected by a Title Restriction. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is not a mortgage. Missing payments could affect your credit rating.
Loans are subject to status and are typically protected by a Title Restriction.
Discover local organisations and services offering practical advice, financial guidance, and community support to help you stay safe, warm and independent at home.
Not sure what work you need? These organisations can help you plan safely and confidently. If you’d rather talk to someone, our team is happy to help.
Our lending decisions are made with people, for people, based on your situation, not just your credit score. You’ll always speak to a real person who’s here to help, not judge.
Our loans are tailored to your circumstances, with affordable repayment plans and the freedom to settle or overpay at any time — helping you save money and reduce interest.
Know exactly what you’ll repay. Your monthly repayment amounts are fixed for the lifetime of the loan, giving you stability and peace of mind.
If you repay your loan early, you will not be charged an early repayment fee.