We deliver responsible finance that improves housing quality, supports vulnerable residents, and contributes directly to local health, wellbeing, and net-zero targets.
For every £1 invested by councils it generates £2.71 in social impact.
For every £1 invested by councils it generates £2.71 in social impact.
Working with the Financial Inclusion Centre to independently audit our results, we were able to calculate
the average social return generated for each Lendology customer at £29,247.
Our social value return is split across: £617 Energy efficiency, £1,208 Physical improvements, £3,772 Financial wellbeing, £23,650 Health.
We have been lending funds on behalf of councils since 2005 and specialise in lending to owner occupiers, landlords, and empty property owners. Ultimately, our aim is to support local councils with incentivising investment in private sector housing.
Authorised and regulated by the Financial Conduct Authority, Lendology manage the whole loan application from assessment, approval, paperwork and direct debit collections. Our comprehensive reporting suite ensures each council has full oversight of their funds.
Lendology CIC is a B Corp, social enterprise lender, working in partnership with local councils across the UK. Working with council partners, we provide access to low cost, responsible finance.
We make our lending decisions with people, for people and put impact before profit.
We disrupt traditional lending with our decisions powered by partnerships and people, enriching homes and lives through responsible finance.
We partner with local and unitary authorities, fund managers and other organisations to support home improvements, the climate agenda, and socio-economic housing solutions.
Our council partners recognise the value of their investment in the Lendology loan scheme. Partnerships support improving private sector housing stock across diverse communities.
“Cost effective, focused and innovative partner developing and delivering a range of offers that as a local authority we have neither the time nor expertise to do.”
We work with you to understand the housing issues you are looking for a loan scheme to address, and advise on best policy to stimulate activity and deliver your strategic aims.
Lendology CIC are a registered supplier on the Crown Commercial Services platform, easing the procurement process.
Our commitment to partnership working means that we are with you every step of the way to set up a process that works, meaning a loan scheme can be set up within an 8-12 week timeframe.
If you are a council in the UK looking to explore a Lendology loan scheme partnership, please complete the form below and we will be in contact within 2 working days. We can arrange a webinar session to understand your private sector housing aims and how Lendology can support you.
Please note, we are unable to partner with contractors or other for-profit organisations.
We deliver responsible finance that improves housing quality, supports vulnerable residents, and contributes directly to local health, wellbeing, and net-zero targets.
From assessment to approval, paperwork to repayments, we manage the full loan process—providing councils with a seamless, fully regulated service and robust reporting.
With over 20 years of experience and a strong track record of success, we work alongside councils to co-design flexible loan schemes tailored to local needs.
Fund disabled facilities grant top-ups and retrofit measures