Established in 2003, we have lent over £27 million on behalf of our council partners.

Our Loan Calculator will help you to work out the monthly repayments on your loan, helping you to budget

Our loans are funded by local councils. This means that we can offer you a low interest rate.

Your local council policy will determine who is eligible to apply for a loan and the home repair works that are eligible. For more information, please contact us.

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Loan Calculator

Please select your council...
Rate
Term
Minimum Amount
Maximum Amount
APR Text
How much would you like to borrow?
£
Over what period of time?
 year(s)
Interest rate
Monthly payment
£
0.00
Land registry fee
Interest payable
£
0.00
Total amount payable
£
0.00

The above example is for indication purposes only. Eligibility for all loans depends on your individual circumstances and your local council’s policy.

There are no early repayment charges. Interest is calculated daily and you can make overpayments at any time during your loan term.

Loans are subject to status and are typically protected by a Title Restriction against your property at the Land Registry. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee.

Missing payments could affect your credit rating and ability to obtain credit in the future.

Loan Benefits

Who is eligible?

Homeowners living in our council partner areas. We currently work with the following councils:

Can’t see your council in the list? Register your interest here.