Our Loan Calculator will give you a clear idea of monthly repayments.

Remember, everyone receives a fixed interest rate of 4% (Representative 4.2% APR) no matter how much you borrow or your financial circumstances.

Unlike other lenders, this means that you will know at the time of applying exactly what your monthly repayments will be.

This loan is for Capital Repayment Loans only. We do have Interest Only and Interest Roll Up loan products available for people over 55 years old where capital repayment is not a suitable option. Your Case Manager will complete a simple assessment with you and discuss your options.

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Representative Example (4% fixed interest rate, Representative 4.2% APR).

Loans are subject to status and are typically protected by a Title Restriction.

Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC. Missing payments could affect your credit rating and ability to obtain credit in the future.

Loan Calculator

Representative example. 4% interest fixed (Representative 4.2% APR)

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How much would you like to borrow?

Over what period of time?

The above example is for indication purposes only. We have different loan products available for eligible applicants if a capital repayment loan is unaffordable or unsuitable. Eligibility for all loans depends on your individual circumstances and your local council’s policy.

There are no early repayments charges. Interest is calculated daily and you can make overpayments of £100 or more at any time during your loan term.

Representative Example (4% fixed interest rate, Representative 4.2% APR)

Loans are subject to status and are typically protected by a Title Restriction

Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid.

Monthly payment

£0

Land registry fee

£20

Interest payable

£0

Total amount payable

£0

Loan benefits

Fixed Monthly Repayments: your repayments will not change
Chose your monthly repayment date, helping you to budget
No early repayment charges. This means you can repay your loan at any time, with no charges or fees
Overpayments allowed
Applying WILL NOT impact your credit score.

Who is eligible?

Homeowners living in our council partner areas. We currently work with the following councils:

Apply today, it won’t impact your credit score

Apply today

We work in partnership with councils

Become a partner Find your council

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T: 01823 461099

Heatherton Park Studios
Bradford on Tone
Taunton, Somerset, TA4 1EU

loans@lendology.org.uk

Representative Example (4% fixed interest rate, Representative 4.2% APR).

Loans are subject to status and are typically protected by a Title Restriction. Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC. Missing payments could affect your credit rating and ability to obtain credit in the future.

Lendology CIC is a community interest company limited by guarantee, registered in England, company number 4512225.

Registered address: Heatherton Park Studios, Bradford on Tone, Taunton TA4 1EU. Lendology CIC is authorised and regulated by the Financial Conduct Authority (675263) for credit regulated activities.

Our Loan Calculator will give you a clear idea of monthly repayments.

Representative Example (4% fixed interest rate, Representative 4.2% APR).

Loan Calculator

How much would you like to borrow?

Over what period of time?

Loan benefits

Who is eligible?

Apply today, it won’t impact your credit score

We work in partnership with councils

Representative Example (4% fixed interest rate, Representative 4.2% APR).

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