Our Loan Calculator will give you a clear idea of monthly repayments.

Remember, everyone receives a fixed interest rate of 4% (Representative 4.2% APR) no matter how much you borrow or your financial circumstances.

Unlike other lenders, this means that you will know at the time of applying exactly what your monthly repayments will be.

This loan is for Capital Repayment Loans only.  We do have Interest Only and Interest Roll Up loan products available for people over 55 years old where capital repayment is not a suitable option.  Your Case Manager will complete a simple assessment with you and discuss your options.

Calculate now

Representative Example (4% fixed interest rate, Representative 4.2% APR).

Loans are subject to status and are typically protected by a Title Restriction.

Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC. Missing payments could affect your credit rating and ability to obtain credit in the future.

Loan Calculator

Representative example. 4% interest fixed (Representative 4.2% APR)

How much would you like to borrow?

Over what period of time?

Monthly payment


Land registry fee


Interest payable


Total amount payable


Loan benefits

  • Fixed Monthly Repayments: your repayments will not change
  • Chose your monthly repayment date, helping you to budget
  • No early repayment charges. This means you can repay your loan at any time, with no charges or fees
  • Overpayments allowed
  • Applying WILL NOT impact your credit score.

Who is eligible?

Homeowners living in our council partner areas.  We currently work with the following councils:

Bristol City Council
North Somerset Council logo new
South Gloucestershire Council logo

Apply today, it won’t impact your credit score

Apply today

We work in partnership with councils

Subscribe to our newsletter

  • This field is for validation purposes and should be left unchanged.

  • B Corporation
  • Trustpilot
  • Social Enterprise Silver Mark
  • Cyber Essentials Plus
  • Fair Tax Accredited
  • Action for Warm Homes
  • ccs supplier logo
  • FairLife Logo