Established in 2003, we have lent over £27 million on behalf of our council partners.
If you are looking to fund home improvements or renewable energy solutions like solar panels, battery storage or heat pumps for your home, discover council funded loans by Lendology. Exclusively for home owners and private landlords. We recommend that you carry out an independent retrofit assessment to find out which works are suitable for your home and budget.
Representative example. 4% interest fixed (Representative 4.2% APR)
Loans are subject to status and are typically protected by a Title Restriction.
Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC. Missing payments could affect your credit rating and ability to obtain credit in the future.
Loans are subject to status and are typically protected by a Title Restriction.
With fixed interest, no early repayment charges and the option to make overpayments at any time, our flexible loan scheme can be tailored to suit your individual circumstances.
Start your home improvement journey today.
If you are a homeowner looking to finance repairs to your home, our home improvement loan could be the answer you have been looking for.
Check your borrowing options. It’s quick, easy, and no obligation.
Our lending decisions are made by people, not computers.
Lendology work in partnership with local councils to lend to eligible homeowners. Each local council has its own policy for interest rates and types of works.
To discuss your circumstances and eligibility complete our application form.
See what’s possible. No strings attached.
We understand that talking about money and applying for finance can be tricky, and we will work with you every step of the way.
We are happy to work with family members/supporting agencies if you would like help along the application process, however we will need your consent to doing so before we can speak to someone other than yourself. For customers identified as needing more support, we can arrange a face-to-face visit if needed. Your Case Manager is here to help and are fully trained to understand a wide range of financial circumstances.
Fill out our Application Form here or call us on 01823 461099 to complete an application over the phone. Want to find out more first? Complete our Contact Us Form to request a call back. A member of our team will get in touch within 2 working days.
Check your email for instructions to securely upload bank statements via Open Banking for an affordability check.
We’ll assess your application, run an affordability check, and conduct a credit search to confirm loan affordability. If we can’t provide a loan, we’ll do our best to signpost you for other support.
After our assessment, you’ll receive a personalised, conditional offer valid for six months—giving you plenty of time to make decisions that work best for you.
Once you’ve selected a contractor, share your quotes with us to move forward with the loan.
We’ll finalise the loan amount based on your quotes and send a Loan Agreement for you to review and sign.
With everything in place, you’re ready to begin your project! We can arrange deposits up front if required.
Once the work is completed, simply send us a copy of your contractor’s invoice, and we’ll release your funds to your nominated account.
Since 2005, Lendology has worked in partnership with Bath and North East Somerset Council to provide Responsible loans for homeowners. These loans help with essential home repairs, energy efficiency improvements, and the installation of low-carbon technologies like solar panels, heat pumps, and solar battery storage. With an annual interest rate of 4%, residents in Bath and North East Somerset can access these loans on fixed terms, regardless of loan size or personal circumstances.
These are repayable loans to finance property repairs to bring empty properties back into use. Eligibility and loan conditions are as follows:
Bath and North East Somerset Council run their own scheme, Energy at Home, to provide information and sign posting on energy related home improvements and grant and loan schemes for residents.
The Centre for Sustainable Energy is a charity supporting people across the UK to tackle the climate emergency and end the suffering caused by cold homes. Their energy advisors improve people’s mental and physical health by offering free advice to reduce energy bills and cut carbon emissions.
The West of England Combined Authority has funded The Retrofit West Advice Service to provide free, expert advice and resources to help you make energy-saving improvements to your home, reduce your carbon footprint, and save money on your energy bills.
Retrofit West serves as a crucial resource, providing extensive support to enhance the energy efficiency of homes. Whether you’re a homeowner in need of guidance or a retrofit professional, their advisory service spans Bristol, Bath & North East Somerset, and South Gloucestershire. From exploring energy-saving measures to navigating funding options, Retrofit West empowers you to make sustainable choices for your home.
Bath & West Community Energy (BWCE) is dedicated to helping residents reduce carbon emissions and improve energy efficiency. Since 2010, BWCE has developed local renewable energy projects and supported initiatives to lower energy bills and combat fuel poverty in Bath and the surrounding areas.
We Care Home Improvements want people to live comfortably and independently at home for as long as they choose, enabling them to enjoy their lives in the surroundings they love.
Their support includes specialist advice on home adaptations and accessible bathrooms.
They also provide home improvement and repair services in the Bristol, Bath and North East Somerset, North Somerset, Gloucestershire and South Gloucestershire areas. They also provide support for individuals that are leaving hospital and completing minor repairs such as fixing a leaking tap.
Avon Fire & Rescue offer Home Fire Safety Visits and cover South Gloucestershire, Bristol and BANES and North Somerset.
Avon Fire & Rescue Fire Safety in The Home Flyer
To find more support with the following, please visit our Useful Information page
Our lending decisions are made with people, for people, based on your situation, not just your credit score. You’ll always speak to a real person who’s here to help, not judge.
Our loans are tailored to your circumstances, with affordable repayment plans and the freedom to settle or overpay at any time — helping you save money and reduce interest.
Know exactly what you’ll repay. Your monthly repayment amounts are fixed for the lifetime of the loan, giving you stability and peace of mind.
If you repay your loan early, you will not be charged an early repayment fee.
