Our lending decisions are made with people, for people, based on your situation, not just your credit score. You’ll always speak to a real person who’s here to help, not judge.
Lending Done Differently
Lending Done Differently
Looking to fund energy efficiency upgrades such as insulation, solar panels, batteries, glazing, or heat pumps? Discover Suffolk Warm Homes Loans available of up to £15,000 at 2% interest (Representative 2.2% APR).
Loan repayment terms will be offered and assessed individually based on your financial circumstances and affordability. Shorter repayment terms ensure the limited funding reaches as many homeowners across the county as possible, allowing us to recycle funds faster to support more homeowners in making sustainable home energy efficiency improvements. All loans are offered at 2% interest (Representative 2.2% APR).
We recommend carrying out an independent retrofit assessment to determine which improvements may be suitable for your property, circumstances and budget.
Click each section to see what’s included, who can apply, and how it works.
With fixed interest, no early repayment charges and the option to make overpayments at any time, our flexible loan scheme can be tailored to suit your individual circumstances.
Start your sustainable journey today.
Our lending decisions are made by people, not computers.
Lendology work in partnership with local councils to lend to eligible homeowners. Each local council has its own policy for interest rates and types of works.
To discuss your circumstances and eligibility complete our application form.
See what’s possible. No strings attached.
If you are a homeowner looking to finance repairs to your home, our home improvement loan could be the answer you have been looking for.
Check your borrowing options. It’s quick, easy, and no obligation.
We understand that talking about money and applying for finance can be tricky, and we will work with you every step of the way.
We are happy to work with family members/supporting agencies if you would like help along the application process, however we will need your consent to doing so before we can speak to someone other than yourself. For customers identified as needing more support, we can arrange a face-to-face visit if needed. Your Case Manager is here to help and are fully trained to understand a wide range of financial circumstances.
Fill out our Application Form here or call us on 01823 461099 to complete an application over the phone. Want to find out more first? Complete our Contact Us Form to request a call back. A member of our team will get in touch within 2 working days.
Check your email for instructions to securely upload bank statements via Open Banking for an affordability check.
We’ll assess your application, run an affordability check, and conduct a credit search to confirm loan affordability. If we can’t provide a loan, we’ll do our best to signpost you for other support.
After our assessment, you’ll receive a personalised, conditional offer valid for six months—giving you plenty of time to make decisions that work best for you.
Once you’ve selected a contractor, share your quotes with us to move forward with the loan.
We’ll finalise the loan amount based on your quotes and send a Loan Agreement for you to review and sign.
With everything in place, you’re ready to begin your project! We can arrange deposits up front if required.
Once the work is completed, simply send us a copy of your contractor’s invoice, and we’ll release your funds to your nominated account.
Use this loan calculator to estimate your repayments — you’ll see final figures during application.
Representative example. 2% interest fixed (Representative 2.2% APR)
Borrow £5,000 over 60 months, £87.64 monthly repayments. Total amount repayable = £5,278.33. Loans are subject to status and are typically protected by a Title Restriction. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is not a mortgage. Missing payments could affect your credit rating.
Loans are subject to status and are typically protected by a Title Restriction.
Key loan information when Applying for a loan
Key information to Evidence Works
Discover local organisations and services offering practical advice, financial guidance, and community support to help you stay safe, warm and independent at home.
Not sure what work you need? These organisations can help you plan safely and confidently. If you’d rather talk to someone, our team is happy to help.
Our lending decisions are made with people, for people, based on your situation, not just your credit score. You’ll always speak to a real person who’s here to help, not judge.
Our loans are tailored to your circumstances, with affordable repayment plans and the freedom to settle or overpay at any time — helping you save money and reduce interest.
Know exactly what you’ll repay. Your monthly repayment amounts are fixed for the lifetime of the loan, giving you stability and peace of mind.
If you repay your loan early, you will not be charged an early repayment fee.