Home Improvement Loans
Home Improvement Loans with Lendology are flexible loans. This means that you can adjust your repayments if necessary. By offering you a fixed interest rate with no overpayment charges, you will know exactly what your payments are each and every month and be able to adjust if necessary. You can spread the cost of any home repairs over a 15 year period, but pay it off sooner if you prefer. We do not take your credit score into account and everyone receives a 4% fixed interest rate, regardless of how much you borrow.
Energy Efficiency Loans
Energy Efficiency Loans are the perfect solution for our eco-conscious homeowner clients. If you are keen to install renewable heating or energy-saving technology into your home, Lendology could support you with our energy efficiency loan. We aim to support you to lower your carbon footprint and reduce heat loss from your property – all whilst potentially adding value to your home and reducing your energy bills. If you have already secured government grant funding towards your sustainable home, you could apply for an energy efficiency loan to top-up any shortfall in funding.
Empty Property Loans
Empty Property Loans are our short-term, fixed interest loans which help you to repair or renovate an empty property which needs some TLC. These loans are popular because we offer a Deferred Capital Repayment option, which means your monthly repayments can be deferred from a period of between 6-24 months, depending on the needs of your project. This deferred repayment scheme gives you the chance to sell the property and settle the loan and accumulated interest in full on sale, or to generate rental income before commencing monthly repayments.
Landlord Loans by Lendology support landlords to ensure their properties meet the Minimum Energy Efficiency Standards (MEES) or to fund general property repairs or improvements. Whether you have one tenanted property or a portfolio, our landlord loans support you with spreading the capital costs of repairs.
First Time Buyer Loans
First Time Buyer Loans are there to support you when you are going through the process of buying your first home. Whether you need to top-up your deposit, pay the solicitors fees, or even do some repairs as soon as you move in, we may be able to help you. We are flexible when it comes to qualifying for a first time home buyer loan, and we will take more into account than your credit history.
Buy Bulk Fuel Loans
Buy Bulk Fuel Loans are part of Lendology’s commitment to tackling the serious problem of fuel poverty. Do you live without mains gas? If so, we could help you bulk buy the fuel for your home, so that you aren’t without heating and hot water.