Established in 2003, we have lent over £27 million on behalf of our council partners.
Established in 2003, we have lent over £27 million on behalf of our council partners.
If you are looking to make adaptations to your home, a disability facilities loan may be a good solution for you.
Working in partnership with local councils, Lendology understands that you may wish to adapt your home rather than moving.
Representative Example (4% fixed interest rate, Representative 4.2% APR).
Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC. Missing payments could affect your credit rating and ability to obtain credit in the future.
Loans are subject to status and are typically protected by a Title Restriction.
Councils across the UK do provide Disabled Facilities Grants to eligible applicants. We encourage all of our customers to speak to their local Occupational Health team to see what grants are available in your area and check your eligibility. To find out which team to contact, find your local council here.
If you have been assessed as being eligible for a grant, but need to make a contribution towards the total cost, you are welcome to apply for a loan. Whether you are in receipt of disability benefits, are working or self-employed, we can complete a no-obligation assessment.
Local councils will not fund ‘future-needs’ under the disabled facilities grant scheme. Sometimes, we find people are wishing to invest in home adaptations now to avoid challenges moving around the home in the future. In this case, you are also welcome to apply for a loan (subject to your local council policy, which we can discuss with you in more detail).
We understand that accessing all of the rooms in your home and having bathing facilities adapted to your needs is key to making your home safe and suitable for your needs. We work with you take the stress out of funding adaptations to your home, and our lending decisions are made by people, for people.
“I recommend Lendology to anybody, the service is second to none. This help has given me my life. I’m comfortable at home with my family. What more can I say than it’s superb all round!”
If you are a homeowner looking to finance adaptations to your home, our disability adaptations loan could be the answer you have been looking for.
Apply for a decision in principle today.
Our lending decisions are made by people, not computers. This means that we can lend to a broad range of homeowners. Our advisers take the time to understand your unique financial circumstances, both now and into the future.
Apply for a decision in principle today.
With fixed interest, no early repayment charges and the option to make overpayments at any time, our flexible loan scheme can be tailored to suit your individual circumstances. We really are here for all homeowners.
Apply for a decision in principle today.
We understand that talking about money and applying for finance can be tricky, and we will work with you every step of the way.
We are happy to work with family members/supporting agencies if you would like help along the application process, however we will need your consent to doing so before we can speak to someone other than yourself. For customers identified as needing more support, we can arrange a face-to-face visit if needed. Your Case Manager is here to help and are fully trained to understand a wide range of financial circumstances.
Fill out our Application Form here or call us on 01823 461099 to complete an application over the phone. Want to find out more first? Complete our Contact Us Form to request a call back. A member of our team will get in touch within 2 working days.
Check your email for instructions to securely upload bank statements via Open Banking for an affordability check.
We’ll assess your application, run an affordability check, and conduct a credit search to confirm loan affordability. If we can’t provide a loan, we’ll do our best to signpost you for other support.
After our assessment, you’ll receive a personalised, conditional offer valid for six months—giving you plenty of time to make decisions that work best for you.
Once you’ve selected a contractor, share your quotes with us to move forward with the loan.
We’ll finalise the loan amount based on your quotes and send a Loan Agreement for you to review and sign.
With everything in place, you’re ready to begin your project! We can arrange deposits up front if required.
Once the work is completed, simply send us a copy of your contractor’s invoice, and we’ll release your funds to your nominated account.
Because our loans are funded by local councils, what’s on offer may vary depending on where you live. Choose your local council to check your eligibility and get started.
