Working in partnership with Bristol City Council

Since 2005, Lendology has been assisting homeowners throughout Bristol in financing home repairs and maintenance, energy efficiency improvements and incorporating eco-friendly technologies like solar panels, solar battery storage, and heat pumps within their homes.

The interest rate is set annually by the council. The current interest rate for homeowners in Bristol is 4%. Everyone living in this area will receive the same interest rate, regardless of the loan amount, loan term or personal circumstances. The interest rate is fixed for the term of the loan.

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Representative Example (4% fixed interest rate, Representative 4.2% APR).

Loans are subject to status and are typically protected by a Title Restriction.

Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC. Missing payments could affect your credit rating and ability to obtain credit in the future.

Home Improvement Loans

If you’re a homeowner in need of essential repairs for your property, our home improvement loan scheme could be the answer you’ve been looking for.

In Bristol, we can provide finance up to £20,000 for home improvements.

Bristol City Council do not generally accept loan applications for replacing kitchens or bathrooms, unless there are in a significant state of disrepair (to be evidenced by photographs).

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Energy Efficiency Loans

Whether you’re interested in enhancing the energy efficiency of your property or minimizing your carbon footprint, our energy loan scheme could be the solution you’ve been searching for.

In Bristol, we can provide finance up to £20,000 towards your property’s energy efficiency.

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Renewable Energy Loans

If you’re seeking funding for greener energy for your property, like solar panels, battery storage or heat pumps, a Lendology loan might help you manage the expenses.

In Bristol, we offer financing options of up to £20,000 specifically for renewable energy projects.

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Disability Adaptation Loans

If you are currently receiving a Disabled Facilities Grant funded by Bristol City Council and are required to make a contribution towards the total adaptation cost, you may be eligible for a Lendology loan.

In Bristol, we can provide finance up to £20,000 for your properties disabled facilities.

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Landlord Loans

If you are seeking to enhance your buy-to-let property in Bristol, we offer financing options of up to £20,000.

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Empty Property Loans

Obtaining financing to improve the condition of a derelict property might be difficult. However, we offer loans for a diverse range of properties and renovation endeavours. In Bristol, we can provide financing of up to £20,000 per unit, with a maximum of £60,000 per building (if converted into self contained unit) for empty properties.

We can only finance towards empty properties in Bristol if the property has been empty for at least 6 months.

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Support in my local area

Energy advice

The Centre for Sustainable Energy is a charity supporting people across the UK to tackle the climate emergency and end the suffering caused by cold homes. Their energy advisors improve people’s mental and physical health by offering free advice to reduce energy bills and cut carbon emissions.

The West of England Combined Authority has funded The Retrofit West Advice Service to provide free, expert advice and resources to help you make energy-saving improvements to your home, reduce your carbon footprint, and save money on your energy bills.

We Care Home Improvements want people to live comfortably and independently at home for as long as they choose, enabling them to enjoy their lives in the surroundings they love.

Their support includes specialist advice on home adaptations and accessible bathrooms.

They also provide home improvement and repair services in the Bristol, Bath and North East Somerset, North Somerset, Gloucestershire and South Gloucestershire areas. They also provide support for individuals that are leaving hospital and completing minor repairs such as fixing a leaking tap.

Retrofit West serves as a crucial resource, providing extensive support to enhance the energy efficiency of homes. Whether you’re a homeowner in need of guidance or a retrofit professional, their advisory service spans Bristol, Bath & North East Somerset, and South Gloucestershire. From exploring energy-saving measures to navigating funding options, Retrofit West empowers you to make sustainable choices for your home.

Fire Safety Home Checks

Avon Fire & Rescue offer Home Fire Safety Visits and cover South Gloucestershire, Bristol and BANES and North Somerset.

Avon Fire & Rescue Fire Safety in the Home Flyer

Other useful information

To find more support with the following, please visit our Useful Information page

Finding Contractors
Money Advice
Energy Advice
Support for People over 55
Future Planning and Probate
Planning Portal

Case Study

Keeping warm in the Winter

Mrs W, a Bristol homeowner, applied to the scheme when her boiler broke. Without a boiler, throughout the tough winter months, she was struggling to keep warm and as a result, suffered in lots of pain.

Read our success story

“This is the second loan I've had from Lendology and I'm so grateful. There's no way I could have made the improvements to my house without your help. Thank you so much.”

Miss M from Bristol

"Lendology made the cost of replacing my boiler affordable. Without them, I would be stuck in winter without any heating or hot water."

Ms C, Easton

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T: 01823 461099

Heatherton Park Studios
Bradford on Tone
Taunton, Somerset, TA4 1EU

loans@lendology.org.uk

Lendology CIC is a community interest company limited by guarantee, registered in England, company number 4512225.

Registered address: Heatherton Park Studios, Bradford on Tone, Taunton TA4 1EU. Lendology CIC is authorised and regulated by the Financial Conduct Authority (675263) for credit regulated activities.