If you are looking to fund home improvements, discover council funded loans by Lendology. Exclusively for home owners. We recommend that you carry out an independent retrofit assessment to find out which works are suitable for your home and budget.
With fixed interest, no early repayment charges and the option to make overpayments at any time, our flexible loan scheme can be tailored to suit your individual circumstances.
Apply for a decision in principle today.
If you are a homeowner looking to finance repairs to your home, our home improvement loan could be the answer you have been looking for.
Apply for a decision in principle today.
Our lending decisions are made by people, not computers.
Lendology work in partnership with local councils to lend to eligible homeowners. Each local council has its own policy for interest rates and types of works. To discuss your circumstances and eligibility.
Owned property of minimum 5 years AND meet one of the following criteria
Loans are subject to status and are typically protected by a Title Restriction.
Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC. Missing payments could affect your credit rating and ability to obtain credit in the future.
Interest rate
0%
Monthly payment
£0
Land registry fee
£20
Interest payable
£0
Total amount payable
£0
We have worked in partnership with Wiltshire Council since 2010. In that time, we have lent to homeowners across the district to fund essential home repairs. Lending council funds ensures a recycling pot of capital, which is repaid and can be lent again. Lendology’s loans for home repairs are delivered for people, by people.
The Wiltshire Retrofit Directory connects homeowners with tradespeople and contractors that carry out energy efficiency improvements such as insulation. Wiltshire Retrofit Directory
Lendology, recommend you carry out an independent retrofit assessment to find out which works are suitable for your home and budget.
In Wiltshire, renewable energy measures such as solar panels and heat pumps are not currently supported by the loan scheme.
The interest rate is set annually by the council. The current interest rate for homeowners in Wiltshire is 4%. Everyone living in this area will receive the same interest rate, regardless of the loan amount, loan term or personal circumstances. The interest rate is fixed for the term of the loan.
If you’re a homeowner in need of essential repairs for your property, our home improvement loan scheme could be the answer you’ve been looking for.
In Wiltshire, we can provide finance up to £15,000 for home improvements.
If you are receiving a Disabled Facilities Grant funded by Wiltshire Council and need to make a contribution towards the total adaptation cost, a Lendology loan may be available.
In Wiltshire, we provide finance of up to £15,000 to top-up your contribution.
Warm and Safe Wiltshire provide free and impartial home energy advice.
To find more support with the following, please visit our Useful Information page
