Working in partnership with South Gloucestershire Council

We have worked in partnership with South Gloucestershire Council since 2005. In that time, we have lent to homeowners across the district to fund home repairs, home improvements and home energy efficiency measures. Lending council funds ensures a recycling pot of capital, which is repaid and can be lent again. Lendology’s loans for home repairs and renewable energy loans are delivered for people, by people.

The interest rate is set annually by the council. The current interest rate for homeowners in South Gloucestershire is 4%. Everyone living in this area will receive the same interest rate, regardless of the loan amount, loan term or personal circumstances. The interest rate is fixed for the term of the loan.

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Representative Example (4% fixed interest rate, Representative 4.2% APR).

Loans are subject to status and are typically protected by a Title Restriction.

Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC. Missing payments could affect your credit rating and ability to obtain credit in the future.

Home Repair Loans

If you own your home and need to make essential repairs, our home improvement loan program might be the solution you’ve been searching for.

In South Gloucestershire, we offer financing options of up to £20,000 dedicated to home repairs for eligible applicants.

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Energy Efficiency Loans

If you have a keen interest in improving your property’s energy efficiency or reducing its carbon footprint, our Energy Efficiency Loans might be the ideal solution you’ve been seeking.

In South Gloucestershire, we offer financing options of up to £20,000 specifically dedicated to enhancing your property’s energy efficiency.

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Renewable Energy Loans

If you’re seeking funding for greener energy for your property, like solar panels, battery storage or heat pumps, a Lendology loan might help you manage the expenses.

In South Gloucestershire, we offer financing options of up to £20,000 specifically for renewable energy projects.

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Disability Adaptation Loans

If you are currently receiving a Disabled Facilities Grant funded by South Gloucestershire Council and are required to make a contribution towards the total adaptation cost, you may be eligible for a Lendology loan.

In South Gloucestershire, we can provide finance up to £20,000 for your properties disabled facilities.

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Landlord Loans

For those looking to improve or carry out essential repairs to their buy-to-let property in South Gloucestershire, we have financing options available, offering up to £20,000.

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Empty Property Loans

Securing financing for renovating a long term empty property can be challenging. We provide loans for a wide variety of properties and renovation projects, to enable empty properties to be brought back into use.

In South Gloucestershire, we offer financing options of up to £20,000 specifically tailored for empty properties.

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Bulk Buy Fuel Loans

To help spread the cost of bulk buying home heating for people living in off-gas homes, South Gloucestershire Council also offer a bulk buy fuel loan scheme.

Support in my local area

Energy advice

Warm & Well For energy advice and information on grants for heating and insulation, South Gloucestershire residents can call 0800 500 3076. Services are delivered by Severn Wye Energy Agency in partnership with South Gloucestershire Council.

The West of England Combined Authority has funded The Retrofit West Advice Service to provide free, expert advice and resources to help you make energy-saving improvements to your home, reduce your carbon footprint, and save money on your energy bills.

Retrofit West serves as a crucial resource, providing extensive support to enhance the energy efficiency of homes. Whether you’re a homeowner in need of guidance or a retrofit professional, their advisory service spans Bristol, Bath & North East Somerset, and South Gloucestershire. From exploring energy-saving measures to navigating funding options, Retrofit West empowers you to make sustainable choices for your home.

Home Repair Agencies

For support with adaptations to your home, the Council provide information and advice at their Celestine Centre

The Council’s in-house repair service can provide support with both small and large home repairs South Gloucestershire Council Handy Van Service

Fire Safety Home Checks

Avon Fire & Rescue offer Home Fire Safety Visits and cover South Gloucestershire, Bristol and BANES and North Somerset.

Avon Fire & Rescue Fire Safety in the Home Flyer

Financial Support

Household & Financial Support from South Gloucestershire Council

Other useful information

To find more support with the following, please visit our Useful Information page

Finding Contractors
Money Advice
Energy Advice
Support for People over 55
Future Planning and Probate
Planning Portal

Case Study

Lendology Loan helps to turn a derelict residential property into energy efficient homes

Dinesh Patel, a resident of Bristol, approached Lendology to transform a derelict residential property into two separate, energy-efficient homes. With support from Lendology's partnership with South Gloucestershire Council, Dinesh secured a loan for the restoration project.

Read our success story

“Excellent. Very professional and incredibly helpful. My faith in mankind has been restored.“

Mr and Mrs G, Thornbury

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T: 01823 461099

Heatherton Park Studios
Bradford on Tone
Taunton, Somerset, TA4 1EU

loans@lendology.org.uk

Lendology CIC is a community interest company limited by guarantee, registered in England, company number 4512225.

Registered address: Heatherton Park Studios, Bradford on Tone, Taunton TA4 1EU. Lendology CIC is authorised and regulated by the Financial Conduct Authority (675263) for credit regulated activities.