Working in partnership with Bath and North East Somerset Council

Since 2005, Lendology have helped homeowners across Bath and North East Somerset to spread the cost of essential home repairs, improve the energy efficiency of their homes, or install low carbon technology such as solar panels, solar battery storage or heat pumps.

The interest rate is set annually by the council. The current interest rate for homeowners in Bath and North East Somerset is 4%. Everyone living in this area will receive the same interest rate, regardless of the loan amount, loan term or personal circumstances. The interest rate is fixed for the term of the loan.

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Representative Example (4% fixed interest rate, Representative 4.2% APR).

Loans are subject to status and are typically protected by a Title Restriction.

Borrow £5,000 over 60 months, £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction against your property at the Land Registry. The £20.00 fee is only payable if a loan is agreed by Lendology and you decide to proceed with a loan. We do not charge interest on the fee. A Title Restriction means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC. Missing payments could affect your credit rating and ability to obtain credit in the future.

Home Improvement Loans

If you are a homeowner looking to make essential home repairs, our home improvement loan scheme may be the answer you have been looking for.

In Bath and North East Somerset, we provide finance for home repairs of up to £15,000.

Please note, you must have lived in the property for at least 12 months and there is a maximum disposable income limit. Your Case Manager will work with you to determine your eligibility.

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Energy Efficiency Loans

Whether you are looking to improve the energy performance of your property, or reduce your carbon footprint, our energy loan scheme may be the answer you have been looking for.

In Bath and North East Somerset, we provide finance of up to £15,000 for energy efficiency.

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Renewable Energy Loans

If you are looking for funding for solar panels and battery storage, heat pump or other renewable energy measure for your home, a Lendology loan may be a good solution to support you with spreading the cost.

In Bath and North East Somerset, we provide finance of up to £15,000 for renewable energy.

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Disability Adaptation Loans

If you are receiving a Disabled Facilities Grant funded by Bath & North East Somerset Council and need to make a contribution towards the total adaptation cost, a Lendology loan may be available.

In Bath and North East Somerset, we provide finance of up to £20,000 to top-up your contribution.

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Landlord Loans

If you are looking to improve the energy performance of your buy-to-let property in Bath and North East Somerset, we provide finance of up to £15,000.

Landlord loans are for energy efficiency works only.

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Empty Property Loans

It is likely that your empty property is costing you money, and securing finance can be challenging due to the condition of your property. We lend on a wide variety of properties and renovation projects.

In Bath and North East Somerset, we can provide finance up to £30,000 for empty properties.

Empty Property Loans in Bath & North East Somerset are only available to applicants whose properties are considered empty as per their Empty Residential Property Policy. The property must have had a PCLC00 Council Tax code or CLASSF Council Tax exemption for at least 6 months. Before you can apply for an Empty Property Loan with Lendology, an Empty Property Officer from Bath & North East Somerset Council is required to confirm eligibility.

Empty Property Loans are subject to budgetary restriction.

The maximum repayment period for an Empty Property Loan in Bath & North East Somerset is 10 years.

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Support in my local area

Energy advice

Bath and North East Somerset Council run their own scheme, Energy at Home, to provide information and sign posting on energy related home improvements and grant and loan schemes for residents.

The Centre for Sustainable Energy is a charity supporting people across the UK to tackle the climate emergency and end the suffering caused by cold homes. Their energy advisors improve people’s mental and physical health by offering free advice to reduce energy bills and cut carbon emissions.

The West of England Combined Authority has funded The Retrofit West Advice Service to provide free, expert advice and resources to help you make energy-saving improvements to your home, reduce your carbon footprint, and save money on your energy bills.

Retrofit West serves as a crucial resource, providing extensive support to enhance the energy efficiency of homes. Whether you’re a homeowner in need of guidance or a retrofit professional, their advisory service spans Bristol, Bath & North East Somerset, and South Gloucestershire. From exploring energy-saving measures to navigating funding options, Retrofit West empowers you to make sustainable choices for your home.

Home Repair Agencies

We Care Home Improvements want people to live comfortably and independently at home for as long as they choose, enabling them to enjoy their lives in the surroundings they love.

Their support includes specialist advice on home adaptations and accessible bathrooms.

They also provide home improvement and repair services in the Bristol, Bath and North East Somerset, North Somerset, Gloucestershire and South Gloucestershire areas. They also provide support for individuals that are leaving hospital and completing minor repairs such as fixing a leaking tap.

Fire Safety Home Checks

Avon Fire & Rescue offer Home Fire Safety Visits and cover South Gloucestershire, Bristol and BANES and North Somerset.

Avon Fire & Rescue Fire Safety in The Home Flyer

Other useful information

To find more support with the following, please visit our Useful Information page

Finding Contractors
Money Advice
Energy Advice
Support for People over 55
Future Planning and Probate
Planning Portal

Case Study

Lendology Loan restores derelict building to help house Ukrainian Refugees

Mr L approached Lendology for an Empty Property Loan funded by Bath & North East Somerset Council to help restore his empty property. The property had been empty for over a year and meant that valuable housing was unavailable.

Read our success story

“The Lendology Home Improvement Scheme has been brilliant. It has saved the situation and removed a lot of worry. A particular thank you to Andy, who managed my case and who has been so warm and welcoming; it has made all the difference.“

Miss B from Bath

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T: 01823 461099

Heatherton Park Studios
Bradford on Tone
Taunton, Somerset, TA4 1EU

loans@lendology.org.uk

Lendology CIC is a community interest company limited by guarantee, registered in England, company number 4512225.

Registered address: Heatherton Park Studios, Bradford on Tone, Taunton TA4 1EU. Lendology CIC is authorised and regulated by the Financial Conduct Authority (675263) for credit regulated activities.